Pod Performance Analyst, Retail Credit Operations

Operational Analyst enhancing TD Auto Finance Retail Credit Operations through analytics and performance monitoring. Accountable for underwriting processes, quality, and risk mitigation in a collaborative environment.

Posted 7/30/2026full-timeSouthfield • Florida, Missouri • 🇺🇸 United StatesMid-LevelSenior💰 $61,880 - $92,560 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in underwriting and credit analysis within the auto finance sector, leveraging strong analytical skills to drive operational excellence and influence cross-functional collaboration. Capable of balancing strategic priorities with production accountability while providing expert guidance on credit decisions.

Highest-signal resume keywords

Underwriting ExperienceCredit AnalysisData-Driven AnalyticsStakeholder CollaborationAnalytical Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

UnderwritingCredit AnalysisData AnalysisRisk AssessmentPortfolio Management

Soft Skills

Communication SkillsCritical ThinkingInfluencing SkillsTime ManagementJudgment

Industry Keywords

Auto FinanceCredit PolicyService DeliveryCredit QualityPerformance Outcomes

About the role

Key responsibilities & impact

Drive operational excellence for TD Auto Finance Retail Credit Operations through data-driven analytics
Accountability for pod-level performance outcomes, including capture, service delivery, credit quality, and adherence to credit policy
Identify trends, risks, and opportunities for sustainable portfolio growth
Provide guidance through expertise and delegated credit authority
Collaborate with Sales and cross-functional stakeholders for timely credit decisions
Monitor pod-level data analysis and performance to identify underwriting trends
Actively underwrite Retail Credit auto loan applications according to established policies

Requirements

What you’ll need

Bachelor’s degree or equivalent relevant experience
3+ years of underwriting or credit analysis experience, preferably in auto finance
Strong analytical and critical-thinking skills
Demonstrated ability to influence, coordinate, and drive outcomes across stakeholders without direct authority
Strong communication skills, including the ability to explain credit decisions and risk rationale clearly to Sales and internal partners
Proven ability to balance strategic priorities with production accountability in a fast-paced environment
Effective time management and sound judgment
Ability to provide expert guidance within primary areas of responsibility

Benefits

Comp & perks

Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development opportunities
Rewards and recognition programs