Credit Analyst II – REITs, CRE Funds, Capital Call Facilities

Credit Analyst II responsible for financial analysis of loans and borrowers in the banking sector. Conducting industry research and supporting lending functions with detailed analysis and recommendations.

Posted 7/13/2026full-timeNew York City • New York • 🇺🇸 United StatesJuniorMid-Level💰 $30 - $48 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in conducting in-depth financial and credit analysis, with a strong understanding of loan risk factors and compliance with regulatory requirements. Proficient in preparing analytical reports and memorandums to support lending decisions and assess credit risk.

Highest-signal resume keywords

Credit Analysis TechniquesFinancial Statement AnalysisRegulatory Compliance MonitoringAnalytical Support for LendingInterpersonal Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisUnderwriting AnalysisRisk AssessmentCredit Worthiness EvaluationData Analysis

Soft Skills

Analytical SkillsResearch SkillsTeam OrientationConfidentiality MaintenanceMulti-tasking

Tools & Technologies

Word Processing SoftwareSpreadsheet Software

Industry Keywords

Loan Origination ProcessCustomer MeetingsApproval MemorandumsCredit Files MaintenanceOperational Performance Standards

About the role

Key responsibilities & impact

Responsible for conducting in-depth industry and financial analysis of existing and potential borrowers
Works more independently but under the guidance and review of lead staff
Good understanding of loan risk factors
Researches industry specific information from outside sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as well as accessing information through the Internet
Participates in Customer meetings and make direct inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times)
Integral part of loan origination process
Responsible for performing underwriting analysis of Borrower's character, credit worthiness and financial condition
Supports the lending function by providing analytical support
Prepares insightful and timely approval memorandums for presentation to appropriate lending and credit authorities
Thoroughly analyzes financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc. of future and existing Customers to identify trends, measure performance, assess financial strength and develop an assessment of credit risk
May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure when necessary
May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos
Monitors compliance with regulatory requirements
Provides written analysis that identifies any deviations from the Company Commercial Loan Policy and becomes familiar with alternative structures in order to reduce credit risk
Achieves operational performance standards in quality and timeliness

Requirements

What you’ll need

4 year degree or equivalent experience
2+ years related experience required
Developed knowledge of credit and financial analysis techniques
Strong analytical and research skills
Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software
Ability to multi-task and meet deadlines
Ability to maintain the confidentiality of credit and Customer information
Good interpersonal skills and a team orientation

Benefits

Comp & perks

health and well-being benefits
savings and retirement programs
paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
banking benefits and discounts
career development
reward and recognition