Apply

Ready to go for it?

AI Apply speeds things up—apply directly if you prefer.

FREE ACCESS
5,000–10,000 jobs/day
JobTailor Logo

See all jobs on JobTailor

Search thousands of fresh jobs every day.

Discover
  • Fresh listings
  • Fast filters
  • No subscription required
Create a free account and start exploring right away.
TD

Commercial Credit Approval Officer I

TD

Commercial Credit Approval Officer making final credit decisions on loans. Analyzing complex loan applications and ensuring compliance with underwriting guidelines.

Posted 7/7/2026full-timeMount Laurel • New Jersey, New York, Pennsylvania • 🇺🇸 United StatesSeniorLead💰 $115,440 - $186,160 per yearWebsite

About the role

Key responsibilities & impact
  • Acts as the final decision authority on commercial loan applications
  • Follows sound lending practices, policies and procedures
  • Responsible for financial analysis of complex loans/industries/Customers
  • Contributes to team responsibility for ensuring satisfactory audit, loan review, and other loan quality metrics
  • Supports Credit Management strategic initiatives
  • Ensures compliance with established underwriting guidelines, quality and production guidelines, and Federal Banking Regulations
  • Renders final credit decision within individual lending authority limits
  • Determines necessary conditions of lending and closing
  • Acts as a mentor and participates in the ongoing development of the Underwriting Staff
  • Performs historical business financial analysis and cash flows
  • Contributes to discussions of policy and standards adjustments

Requirements

What you’ll need
  • Undergraduate degree preferred
  • 10+ years of relevant commercial lending relationship management, underwriting, and/or adjudication experience
  • Prior lending authority >/= $1 million preferred
  • Small Business Administration/Agency, Healthcare Practice Solutions, or other specialty lending experience preferred
  • Able to operate in a highly professional, systems-based environment
  • Proven analytical and research skills
  • Demonstrated problem solving skills and the ability to blend technical knowledge and good business judgment
  • Proven organizational, multi-tasking, analytical, time management and decision-making skills
  • Ability to meet deadlines
  • Strong communication skills, both verbal and written
  • Strong interpersonal skills and a team orientation
  • Ability to work with various levels of business partners
  • Computer literacy with a variety of software programs

Benefits

Comp & perks
  • health and well-being benefits
  • savings and retirement programs
  • paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • banking benefits and discounts
  • career development
  • reward and recognition

ATS Keywords

✓ Tailor your resume
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
Financial AnalysisLoan UnderwritingCredit Decision AuthorityLending PracticesAudit and Loan ReviewCash Flow AnalysisPolicy and Standards AdjustmentDecision-Making SkillsAnalytical SkillsProblem Solving Skills
Soft Skills
Strong Communication SkillsInterpersonal SkillsTeam OrientationOrganizational SkillsTime Management