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TD

Commercial Credit Underwriter III – New Money

TD

Analyzing and underwriting commercial loan applications to ensure compliance and risk assessment. Working with borrowers on financial analyses and credit evaluations in a financial institution.

Posted 7/6/2026full-timeMount Pleasant • Florida, New Jersey, South Carolina • 🇺🇸 United StatesSeniorLead💰 $43,750 - $70,000 per yearWebsite

About the role

Key responsibilities & impact
  • The Commercial Credit Underwriter III analyzes, underwrites and may act as the final decision authority on commercial loan applications
  • Ensures compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations and Government Reporting requirements
  • Responsible for basic financial analysis of less complex loans/industries/Customers
  • May possess loan decision authority up to position authority limits as defined in credit policy
  • Expected to attain exception and high-risk authority
  • Acts as a mentor and participates in the on-going development of the Underwriting Staff
  • Conducts credit investigations and analyzes financial information pertaining to relationships with Commercial Credit exposure up to highest authority limits
  • Underwrites loans and performs historical business financial analysis and cash flows
  • Investigate available sources of credit and financial information

Requirements

What you’ll need
  • Undergraduate degree preferred
  • 8+ years of relevant Commercial lending experience
  • Proven analytical and research skills
  • Prior lending authority strongly preferred
  • Demonstrated problem solving skills and ability to blend technical knowledge and good business judgment
  • Proven organizational, multi-tasking, analytical, time management and decision-making skills
  • Ability to meet deadlines
  • Strong communication skills, both verbal and written
  • Strong interpersonal skills and a team orientation
  • Ability to work with various levels of business partners
  • Developed PC skills including proficiency and capability in word processing and spreadsheet software
  • Computer literacy with a variety of software programs
  • Small Business Administration/Agency experience preferred

Benefits

Comp & perks
  • health and well-being benefits
  • savings and retirement programs
  • paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • banking benefits and discounts
  • career development
  • reward and recognition

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools
Financial AnalysisLoan UnderwritingCredit InvestigationCash Flow AnalysisDecision-Making
Soft Skills
Problem SolvingOrganizational SkillsTime ManagementInterpersonal SkillsTeam Orientation