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Credit Portfolio Manager I
TDCredit Portfolio Manager I role focused on commercial borrowers with revenues under $250 million at TD Bank. Involves underwriting, financial analysis, and collaboration with Lending and Credit functions.
Posted 7/6/2026full-timeGreenville • North Carolina, South Carolina • 🇺🇸 United StatesMid-LevelSenior💰 $91,000 - $136,240 per yearWebsite
About the role
Key responsibilities & impact- Gathers financial and general business information pertaining to customer and prospect loan requests
- Performs financial analyses needed to make credit decisions
- Contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors
- Supports commercial banking team and recommends credit solutions that add value to the Customer
- Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
- May manage overall analytical support and workflow production needs for a department
- Works on larger, more complex deals, mainly focused on Middle Market
- May manage and/or lead as well as create, develop and introduce commercial and credit-related initiatives
- Acts as a consultant to business lines regarding credit issues, processes and procedures
- Functions as a resource for business lines and works with senior management on various issues; managing expectations and negotiating timelines
- Partners with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
- Performs periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms; Takes appropriate action as necessary to correct deficiencies
- Coordinates with Account and Relationship Managers to perform routine financial analyses and credit investigations
- May communicate credit decisions to Relationship Managers and Account Managers
- Manages and oversees workflow and adherence to policy for department
- Participates in organizational cost benefit analysis and implementation
- Manages activities by creating and maintaining quantifiable service level standards against business performance
- Ensures timeliness of information and efficiency in process and workflow
- Maintains confidentiality of credit and customer information at all times
- May lead a team of Credit Analysts within a region or market
Requirements
What you’ll need- Bachelor's degree or equivalent experience
- 5+ years related experience
- Strong understanding of commercial business development techniques and credit decisions
- Demonstrates business development track record
- Strong market presence with wide network of outside referral sources for new business
- Demonstrates credit and financial analysis skills
- Refined negotiation skills
- Demonstrates communication skills, both verbal and written
- Demonstrates PC skills
Benefits
Comp & perks- Growth opportunities and skill development
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
- Reward and recognition
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Credit AnalysisFinancial AnalysisBusiness Development TechniquesLoan UnderwritingCost Benefit Analysis
Soft Skills
Communication SkillsNegotiation Skills