TD

Credit Analyst III – Regional Commercial

TD

full-time

Posted on:

Location Type: Hybrid

Location: Toms River • New Jersey • 🇺🇸 United States

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Salary

💰 $33 - $50 per hour

Job Level

Mid-LevelSenior

About the role

  • Conducting in-depth industry and financial analysis of existing and potential borrowers
  • Supporting the Lending and Credit functions of the Bank
  • Performing underwriting analysis of Borrower's character, credit worthiness and financial condition
  • Preparing insightful and timely approval memorandums for presentation to appropriate lending and credit authorities
  • Thoroughly analyzing financial statements, management profiles, business and product cycles, cash flow ability, collateral, agings, etc.
  • Maintaining credit files and monitoring compliance with regulatory requirements

Requirements

  • 4 year degree or equivalent experience
  • 3+ years related experience required
  • Strong understanding of loan risk factors
  • Knowledge of credit and financial analysis techniques
  • Effective time management skills
  • Excellent written and oral communication skills
  • Well developed research and analytical skills
  • Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software
Benefits
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • Career development programs
  • Reward and recognition programs

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
financial analysisunderwriting analysiscredit analysisloan risk assessmentfinancial statement analysiscash flow analysiscollateral evaluationregulatory compliance
Soft skills
time managementwritten communicationoral communicationresearch skillsanalytical skills
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Posted: 1 day agoSource: td.wd3.myworkdayjobs.com