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TD

Risk Manager I – Credit Risk, Personal Loan

TD

Risk Manager I managing credit risk strategies for personal loans at TD. Responsible for creating and validating risk segmentation strategies while ensuring compliance with risk guidelines.

Posted 6/4/2026full-timeWilmington • 🇺🇸 United StatesMid-LevelSenior💰 $91,000 - $145,600 per yearWebsite

Tech Stack

Tools & technologies
ETLSQLTableau

About the role

Key responsibilities & impact
  • Manage the creation, implementation, and validation of various risk segmentation strategies
  • Provide critical credit risk analysis and rational strategies
  • Investigate, create, implement, and validate risk segmentation strategies using complex data
  • Work cross-functionally with internal teams and collaborate with audit and regulators
  • Ensure sound credit control and proactive risk management

Requirements

What you’ll need
  • Bachelor's degree required; Graduate degree preferred
  • 5+ years' experience in credit risk management or related field
  • Proficient PC skills including strong competency in MS Excel and PowerPoint
  • Experience with Relational Databases and ETL processes using SQL or SAS
  • Familiar with analytical or reporting tools such as SAS, R, Matlab, Tableau
  • Strong analytical and problem-solving skills
  • Excellent written and verbal communication skills
  • Experience in developing and presenting recommendations to Senior Management

Benefits

Comp & perks
  • Health insurance
  • 401(k) matching
  • Flexible working hours
  • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • Banking benefits and discounts
  • Career development opportunities
  • Reward and recognition programs

ATS Keywords

✓ Tailor your resume
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit risk analysisrisk segmentation strategiesSQLSASRMatlabTableauETL processesdata validationdata analysis
Soft Skills
analytical skillsproblem-solving skillswritten communicationverbal communicationcollaborationpresentation skillscross-functional teamworkstrategic thinkingcritical thinkingproactive risk management