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Credit Specialist II – CRA Affordable Housing
TDCSB Credit Specialist II at TD Bank responsible for compliance and credit management. Collaborating with Relationship Managers on credit underwriting and risk assessment.
Posted 4/14/2026full-timeCharlotte • Massachusetts, New York, North Carolina • 🇺🇸 United StatesSeniorLead💰 $120,000 - $198,000 per yearWebsite
About the role
Key responsibilities & impact- Responsible for ensuring quality and compliance within an assigned portfolio
- Supporting new business development while applying credit risk policy
- Performs the credit underwriting and credit administration functions
- Works closely with the Relationship Manager and Credit Officer to ensure consistency with the TD Bank Groups Risk Appetite Principles
Requirements
What you’ll need- 4 year Undergraduate degree; advanced degree in financial discipline preferred, other advanced degree considered
- 7+ years' experience in related field
- Excellent credit underwriting and administration skills; considered subject matter expert in complex credit understanding
- Superior ability to identify and mitigate risk
- Ability to provide value-add structuring alternatives for highly complex credits
Benefits
Comp & perks- Health insurance
- 401(k) matching
- Flexible work hours
- Paid time off
- Career development
- Reward and recognition
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit underwritingcredit administrationrisk mitigationcredit risk policycredit structuring
Soft Skills
relationship managementcommunicationproblem-solvinganalytical thinking