TD

Senior Financial Crime Risk Management Analyst, KYC High Risk Reviews

TD

full-time

Posted on:

Location Type: Remote

Location: Florida • New Jersey • United States

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Salary

💰 $72,280 - $117,520 per year

Job Level

Senior

About the role

  • Perform second line Enhanced Due Diligence (EDD) reviews for high-risk customers
  • Identify, assess, and mitigate financial crime risks, ensuring compliance with regulatory requirements
  • Provide expert recommendations on complex matters
  • Execute enhanced due diligence (EDD) reviews for high-risk customers at onboarding, periodic review, and event-driven reviews
  • Review customer risk factors/indicators and assess the identified customer risk
  • Document the assessment and provide recommendations based on the analysis
  • Evaluate and assess customers' source of funds, business activities, ownership structures, and other risk factors
  • Analyze customer transactional activity to determine alignment with the customer KYC profile
  • Engage with the 1st line of defense on the outcomes of EDD reviews
  • Ensure adherence to AML regulations, BSA, OFAC, and other applicable laws
  • Identify trends and emerging risks in high-risk customer profiles and recommend controls or mitigation measures
  • Prepare detailed EDD risk assessment narratives and provide risk recommendations

Requirements

  • Bachelor’s degree in Business, Finance, Law, Criminal Justice, or related field
  • Advanced certifications such as CAMS or equivalent are strongly preferred
  • 5+ years of experience in KYC, EDD, or AML within a financial institution
  • Demonstrated expertise in high-risk customer reviews and regulatory compliance
  • Strong analytical, problem-solving, and decision-making skills
  • Excellent written and verbal communication skills
  • Proficiency in AML software and tools, as well as Microsoft Office Suite
  • Ability to exercise significant discretion and independent judgment in assessing and managing risks
  • Ability to manage multiple high-priority tasks and deliver results under tight deadlines
  • Demonstrated leadership or project management experience preferred
Benefits
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • Banking benefits and discounts
  • Career development opportunities
  • Reward and recognition programs
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
Enhanced Due Diligence (EDD)KYCAMLfinancial crime risk assessmentregulatory compliancerisk assessmenttransactional analysissource of funds evaluationownership structure analysisrisk factor assessment
Soft Skills
analytical skillsproblem-solving skillsdecision-making skillswritten communicationverbal communicationdiscretionindependent judgmenttime managementleadershipproject management
Certifications
CAMS