Risk Portfolio Analyst III
TD
full-time
Posted on:
Location Type: Hybrid
Location: Southfield • Florida, Missouri • 🇺🇸 United States
Visit company websiteSalary
💰 $68,640 - $102,960 per year
Job Level
SeniorLead
About the role
- Provides skilled analytical research, analysis, and project-oriented support
- Analyzes the quality of key risk components of assigned retail credit portfolios
- Provides analysis of portfolio risks and makes recommendations to Senior Management regarding the direction of future lending activities
- Interacts with external accountants and regulators, the Federal Reserve, Office of Controller of Currency (OCC), and Office of the Superintendent of Financial Institutes (OSFI)
- Manages complex analytical initiatives and interacts with TDCT Risk and Retail Lending lines of businesses
- Directs credit activities relating to risk exposure, credit policy, and credit underwriting changes to Senior Money-out Executives
- Mentors junior level analysts
- Oversees the retail credit portfolio analysis in support of financial, regulatory and risk management requirements
- Supports results of analytical initiatives on portfolio modeling (including Basel), Stress Testing, migration analysis, and Allowance for Loan and Lease Losses (ALLL)
- Develops analytical white papers for assigned portfolio considering current economic environments
Requirements
- Bachelor's degree required, Graduate Degree preferred
- 7 Years of related experience
- Strong PC skills including proficiency in a variety of PC-based analytical and reporting software packages
- In depth knowledge of portfolio analysis techniques and processes
- Extensive analytical skills and practical knowledge of descriptive statistics
- Excellent research skills required for industry analysis
- Excellent written and verbal communication skills
- Experienced in presenting to Senior Executives and Board of Directors
Benefits
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development opportunities
- Reward and recognition programs
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
portfolio analysisdescriptive statisticsanalytical researchrisk analysiscredit underwritingstress testingmigration analysisAllowance for Loan and Lease Losses (ALLL)analytical modelingfinancial analysis
Soft skills
mentoringcommunicationresearchpresentationanalytical thinkinginterpersonal skillsorganizational skillsleadershipcollaborationproblem-solving