TD

Risk Manager II

TD

full-time

Posted on:

Location Type: Hybrid

Location: Southfield • Florida, Missouri • 🇺🇸 United States

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Salary

💰 $111,760 - $166,400 per year

Job Level

SeniorLead

Tech Stack

ETLSQL

About the role

  • Provides dealer performance review and governs Dealer Oversight committee
  • Identifies risk issues and solutions to satisfy audit and regulatory requirements
  • Establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes
  • Manages the creation, implementation and validation of various risk segmentation strategies including, adjudication, exposure management, risk segmentation, and financial return optimization
  • Provides critical information, interpretative, and detailed analysis
  • Deploys critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines
  • Investigates, creates, implements and validates various risk segmentation strategies and policies using complex data

Requirements

  • Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below
  • 10+ years' experience required
  • Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages
  • Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS
  • Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker
  • Strong analytical and problem solving skills are required to interpret data and draw conclusions
  • Flexibility to adapt to rapidly changing requirements
  • Extremely strong attention to detail with ability to manage a range of tasks and prioritize
  • Proven ability to develop and maintain productive business/peer relationships
  • Superb written and verbal communication skills
  • Experienced in developing and presenting recommendations to Senior Management.
Benefits
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • Banking benefits and discounts
  • Career development
  • Reward and recognition

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
data analyticsrisk segmentationadjudicationexposure managementfinancial return optimizationSQLSASETLSAS Enterprise MinerFICO Model Builder
Soft skills
analytical skillsproblem solvingattention to detailtask managementprioritizationrelationship buildingwritten communicationverbal communicationflexibilitypresentation skills