Risk Manager II – Real Estate Secured Lending
TD
full-time
Posted on:
Location Type: Remote
Location: Remote • Maine • 🇺🇸 United States
Visit company websiteSalary
💰 $115,400 - $173,160 per year
Job Level
SeniorLead
Tech Stack
ETLSQL
About the role
- Manage the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization.
- Provide critical information, interpretative, and detailed analysis, and deploy critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines.
- Investigate, create, implement and validate various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with limited guidance from the manager.
- Provide oversight, commentary, and recommendations based on overall strategy and industry standard methodologies.
Requirements
- Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below
- 10+ years' experience required
- Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages
- Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS
- Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker
- Strong analytical and problem solving skills are required to interpret data and draw conclusions
- Flexibility to adapt to rapidly changing requirements
- Extremely strong attention to detail with ability to manage a range of tasks and prioritize
- Proven ability to develop and maintain productive business/peer relationships
- Superb written and verbal communication skills
- Experienced in developing and presenting recommendations to Senior Management
Benefits
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
- Reward and recognition
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
risk segmentation strategiesadjudicationexposure managementfinancial return optimizationcohort time series analysisPCLRisk Adjusted RevenueRisk Adjusted MarginSQLSAS
Soft skills
analytical skillsproblem solving skillsattention to detailflexibilitytask managementprioritizationbusiness relationship developmentcommunication skillspresentation skills