TD

Commercial Credit Approval Officer I – Small Business Administration

TD

full-time

Posted on:

Location Type: Hybrid

Location: Greenville • New Jersey, South Carolina • 🇺🇸 United States

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Salary

💰 $110,760 - $178,880 per year

Job Level

SeniorLead

About the role

  • Support the Commercial Portfolio Management team by approving Annual Reviews, Criticized Asset Reviews, Interim Reviews, Modifications, and Covenant Tests
  • Provide mentoring to the underwriters on the team
  • Support approvals and reviews for other teams as necessary
  • Act as the final decision authority on commercial loan applications
  • Conduct financial analysis of complex loans/industries/Customers and total group exposure limits generally up to $2.5 million
  • Contribute to team responsibility for ensuring satisfactory audit, loan review, and other loan quality metrics
  • Ensure compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations and Government Reporting requirements

Requirements

  • Undergraduate degree preferred
  • 10+ years of relevant commercial lending relationship management, underwriting, and/or adjudication experience
  • Prior lending authority >/= $1 million preferred
  • Small Business Administration/Agency, Healthcare Practice Solutions, or other specialty lending experience preferred
  • Able to operate in a highly professional, systems-based environment
  • Proven analytical and research skills
  • Demonstrated problem solving skills and the ability to blend technical knowledge and good business judgment
  • Proven organizational, multi-tasking, analytical, time management and decision-making skills
  • Ability to meet deadlines
  • Strong communication skills, both verbal and written
  • Strong interpersonal skills and a team orientation
  • Ability to work with various levels of business partners
  • Computer literacy with a variety of software programs.
Benefits
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • Banking benefits and discounts
  • Career development
  • Reward and recognition

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
financial analysiscommercial lendingunderwritingadjudicationloan reviewauditproblem solvingdecision-makinganalytical skillstime management
Soft skills
mentoringcommunicationinterpersonal skillsteam orientationorganizational skillsmulti-taskingbusiness judgmentdeadline management
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