Own the product vision and roadmap for Tapcheck’s full money movement lifecycle:
Disbursement of funds to users
Recovery of funds from employers, payroll partners, and consumers
Routing across multiple payment rails
Accurate attribution across employees, employers, and partners
Ensure money movement supports multiple business models, including partner-led and direct-to-consumer use cases.
Lead strategy for outbound payments across:
Payroll and general-purpose reloadable (GPR) cards
ACH, RTP, and FedNow
Debit push/pull
Sponsor-bank and third-party rails
Define how Tapcheck selects and routes payments based on speed, cost, reliability, compliance, and user experience.
Partner closely with Engineering to evolve toward a flexible, rail-agnostic payment orchestration layer.
Own the roadmap for card products and payment instruments that support wage access and future financial products.
Be accountable for the strategy and integration of Tapcheck’s repayments ecosystem, including:
Employer-funded repayments
Payroll service bureau integrations
Employee-level recovery flows
Invoicing, ACH, real-time payments, checks, and API-based collections
Ensure repayment systems scale with increasing partner complexity and transaction volume.
Drive alignment between repayment logic, transaction data models, and accounting requirements.
Ensure every transaction—outbound or inbound—is:
Fully traceable
Correctly attributed
Reconcilable across operational systems and financial reporting.
Guide the evolution of data models that support aggregation, itemization, and multi-entity financial flows.
Balance automation and control to reduce manual effort while maintaining financial correctness.
Own unit economics across money movement, including processing costs, interchange, recovery rates, losses, and contribution margin.
Define and track KPIs that reflect real system health (e.g., success rates, latency, cost per transaction, exception rates).
Leverage modern tooling and AI-enabled product development practices to design, build, and ship high-quality systems with speed and accuracy.
Lead cross-functional execution across Product, Engineering, Finance, Risk, Compliance, CX, and Operations.
Act as a strategic thought partner to executive leadership on sequencing, tradeoffs, and long-term platform evolution.

Requirements

Experience building or scaling payment platforms, financial infrastructure, or transaction-heavy systems.
Comfort owning both money-out and money-in flows, even if prior experience skews toward one.
Strong intuition for data modeling, operational realities, and accounting implications.
Experience working with banks, payment processors, payroll providers, or fintech infrastructure partners.
A hands-on leadership style—able to dive into details when needed while maintaining strategic clarity.
The ability to move quickly and decisively without sacrificing correctness or completeness.

Benefits

Competitive base
Flexible Time Off
Health Insurance
Dental Insurance
Vision Insurance
401K Match

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills

payment platformsfinancial infrastructuretransaction-heavy systemsdata modelingaccountingpayment orchestrationKPI trackingautomationAI-enabled product developmentrepayment systems

Soft skills

leadershipstrategic thinkingcross-functional collaborationdecisivenessattention to detailproblem-solvingcommunicationadaptabilityaccountabilityintuitive thinking