Risk

• Defines and maintains Board and externally-read risk appetite frameworks that translate growth goals into clear quantifiable limits for the entire lending business for Tala’s growing number of international markets
• Defines, evolves, and implements within Product squads the overarching credit policies that govern all of Tala’s lending activities
• Innovates on existing policies and valuation frameworks as needed driven by evolution in Tala’s products and decisioning capabilities
• Leads Credit Risk Committee meetings, owning the agenda, content, and executive level synthesis, ensuring strategic and risk appetite alignment and data-driven discussion amongst senior leaders
• Designs and implements continuous credit performance monitoring that assesses loan quality, customer behavior, and segment-level health
• Anticipates macroeconomic and competitive trends, providing clear syntheses on risks to the portfolio and recommended strategy changes for each international markets
• Owns risk diagnostic assessments of our lending strategies and decisioning to surface key areas of strengths and opportunities for improvement for placement on product roadmap
• Identifies growth opportunities via segments of both new or existing customers by providing data-informed, risk-adjusted insights.
• Partners with Product and Data Science to enable efficient, growth-oriented decisioning innovation while ensuring disciplined adherence to company-level risk appetite and policies.
• Provides concise, executive-level syntheses on risk performance and expectations to the CEO, Board, Finance and Capital Markets team, ensuring we have external-ready portfolio narratives and portfolio governance structures
• Leads Credit Risk Committee meetings, owning the agenda, content, and executive-level synthesis, ensuring strategic and risk appetite alignment and data-driven discussion amongst senior leaders.

Director of Portfolio Risk – Strategy

Coding Team Lead, HCC Risk Adjustment Coding

Senior Group Risk Specialist – Technology Risk

Senior Manager, Group Risk – Operational Risk Profiles

Executive Risk Control Specialist – Large Accounts

Director of Information Governance