VP, Portfolio Credit Manager

Synchrony

Portfolio Credit Manager for Ashley Furniture handling credit management activities and driving P&L outcomes. Leading credit risk assessments and collaborating with clients and internal teams.

Posted 6/30/2026full-timeCharlotte • Illinois, North Carolina, Texas • 🇺🇸 United StatesLead💰 $135,000 - $230,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit strategy and risk management, with strong analytical skills in SAS, R, or Python for data analysis. Proven ability to lead portfolio management initiatives and communicate effectively with stakeholders.

Highest-signal resume keywords

Credit Strategy DevelopmentLeadership in Portfolio ManagementAdvanced Data Analysis in SAS, R, or PythonConsumer Credit Risk StrategiesEffective Internal and External Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit StrategyData AnalysisRisk ManagementAdvanced Modeling TechniquesData Mining TechniquesCredit PolicyPortfolio Growth StrategiesPresentation DevelopmentAnalytical Role ExperienceStrategic Analytical Experience

Soft Skills

Intellectual CuriosityProactive Problem SolvingCollaborationConstructive ChallengeEffective Communication

Industry Keywords

Credit RiskFraud StrategiesAuthentication RiskRetail PartnershipsRisk Exposure Minimization

Tech Stack

Tools & technologies

Python

About the role

Key responsibilities & impact

Own the partnership with the client to minimize risk exposure for both Synchrony and the retailer partners.
Collaborate effectively across functions to promote sustainable portfolio growth.
Develop and deliver comprehensive presentations to clients and leadership.
Champion innovative credit, fraud and authentication risk strategies.
Provide credit oversight and expert input on deal renewals, new products, and pricing decisions.
Set clear expectations and guidelines regarding risk tolerance and prudent portfolio growth to internal stakeholders.
Maintain a credible, constructive challenge to critical credit decisions and business processes.

Requirements

What you’ll need

Bachelor’s degree with 5+ years in a strategic analytical role, or alternatively, 9+ years of equivalent strategic analytical experience without a bachelor’s degree.
Minimum of 5 years of leadership experience in portfolio management, emphasizing credit strategy, credit policy, and effective internal and external communications.
Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets using advanced modeling & data mining techniques.
Demonstrated intellectual curiosity and a proactive approach to exploring complex credit risk challenges.
Demonstrated experience developing consumer credit risk strategies.

Benefits

Comp & perks

Flexible work arrangements
Professional development opportunities