VP, Portfolio Credit Manager

Synchrony

Portfolio Credit Manager for Ashley Furniture handling credit management activities and driving P&L outcomes. Leading credit risk assessments and collaborating with clients and internal teams.

Posted 7/1/2026full-timeCharlotte • Illinois, North Carolina, Texas • 🇺🇸 United StatesLead💰 $135,000 - $230,000 per yearWebsite

Tech Stack

Tools & technologies

Python

About the role

Key responsibilities & impact

Own the partnership with the client to minimize risk exposure for both Synchrony and the retailer partners.
Collaborate effectively across functions to promote sustainable portfolio growth.
Develop and deliver comprehensive presentations to clients and leadership.
Champion innovative credit, fraud and authentication risk strategies.
Provide credit oversight and expert input on deal renewals, new products, and pricing decisions.
Set clear expectations and guidelines regarding risk tolerance and prudent portfolio growth to internal stakeholders.
Maintain a credible, constructive challenge to critical credit decisions and business processes.

Requirements

What you’ll need

Bachelor’s degree with 5+ years in a strategic analytical role, or alternatively, 9+ years of equivalent strategic analytical experience without a bachelor’s degree.
Minimum of 5 years of leadership experience in portfolio management, emphasizing credit strategy, credit policy, and effective internal and external communications.
Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets using advanced modeling & data mining techniques.
Demonstrated intellectual curiosity and a proactive approach to exploring complex credit risk challenges.
Demonstrated experience developing consumer credit risk strategies.

Benefits

Comp & perks

Flexible work arrangements
Professional development opportunities

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

Credit StrategyData AnalysisRisk ManagementAdvanced Modeling TechniquesData Mining TechniquesCredit PolicyPortfolio Growth StrategiesPresentation DevelopmentAnalytical Role ExperienceStrategic Analytical Experience

Soft Skills

Intellectual CuriosityProactive Problem SolvingCollaborationConstructive ChallengeEffective Communication