Manager, Credit Model Development

Synchrony

Manager for Credit Model Development at Synchrony, overseeing model lifecycle from initiation to retirement. Engaging with Risk Management and developing models using machine learning techniques.

Posted 6/16/2026full-timeHyderabad • 🇮🇳 IndiaJuniorMid-LevelWebsite

Tech Stack

Tools & technologies

AWSPySparkPython

About the role

Key responsibilities & impact

Managing the models through their lifecycle, from initiation to retirement.
Exposure to activities focusing on model development, evaluation, validation, implementation testing and documentation.
Opportunity to learn industry best practices in credit models’ development.
SPOC for all assessment of the model by Risk Management team and external regulators.
Credit risk model development using traditional logistic regression and machine learning techniques and detailed documentation.
Validation and review of internal and external credit models by computing standard metrics.
Deep dive and ad-hoc analysis to find root causes for model performance deteriorations.
Support Model Risk Management team in completing their responsibilities including Model validation reviews, annual reviews, periodical assessment and rating of the model performance.
Work with Credit strategy team to understand how the models are used in the strategies and suggest any changes that might be required in strategies or models.
Provide analytic support on key business initiatives and develop a strong working knowledge of the data warehouse and applicable analytic data systems.

Requirements

What you’ll need

Master's/bachelor's degree in mathematics/Statistics, Operations Research, Economics, Any Engineering with at least 2 years experience in Consumer Credit or in lieu of a degree, 4+ years of experience in Consumer Credit and working knowledge of credit bureau data
Experience in Python/Pyspark/AWS Sagemaker and basic knowledge of SAS
Working knowledge of basic and advanced ML algorithms
Basic understanding of Statistics and model performance KPIs
Ability to decipher complex data and effectively present and communicate in a clear and concise manner
Strong written/oral communication skills and ability to manage multiple projects simultaneously.

Benefits

Comp & perks

best-in-class employee benefits and programs that cater to work-life integration and overall well-being
career advancement and upskilling opportunities
Enhanced Flexibility

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit risk model developmentlogistic regressionmachine learning techniquesmodel validationmodel performance KPIsPythonPysparkAWS SagemakerSASadvanced ML algorithms

Soft Skills

communication skillsproject managementanalytical skillsproblem-solvingpresentation skills