AVP, Portfolio Credit Manager

Synchrony

AVP role at Synchrony focusing on credit risk management and supporting consumer credit risk through analytics. Collaborating with clients and leading risk management strategies to enhance portfolio performance.

Posted 5/21/2026full-timeCalifornia, Florida, Illinois, Ohio • 🇺🇸 United StatesLead💰 $115,000 - $200,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Support credit risk management of the Travel Cobrand portfolios
Responsible for Credit Risk reporting and analysis
Identify and manage consumer credit risk across all components of the cardholder life-cycle through data gathering and analytics
Prepare and present client facing and leadership team presentations
Drive enhanced strategies, using champion/challenger leanings to manage credit and fraud risk
Provide analytics and input for deal and promotional pricing activities
Coordinate multisite/country resources to ensure delivery and accuracy of monthly MIS and reporting needs
Maintain effective and credible challenge of critical decisions and business processes

Requirements

What you’ll need

Bachelor's degree and 6+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor's degree, 8+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role.
3+ years’ experience analyzing large data sets to derive strategic actionable credit insights including SAS, SQL, R or Python Programming Skills or other related analytic tools
Ability and flexibility to travel for business as required

Benefits

Comp & perks

Flexibility to work from home near one of our Hubs
In-person engagement activities such as regular business or team meetings, training and culture events

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

data analysiscredit risk managementcredit risk reportinganalyticsdata gatheringSASSQLRPythonstrategic insights

Soft Skills

presentation skillscommunicationleadershipflexibilitycritical thinkingcollaborationproblem-solvingdecision-makingorganizational skillsclient-facing skills