Claims Specialist – Large Loss

Swyfft

Claims Specialist managing Large Loss claims in a remote U.S. based position for an innovative insurance company.

Posted 5/5/2026full-timeRemote • Alabama, Arizona, Florida, Kentucky, Louisiana, Massachusetts, Montana, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Utah, Virginia, Washington, Wisconsin • 🇺🇸 United StatesSeniorLeadWebsite

About the role

Key responsibilities & impact

Investigate, analyze, and determine the extent of liability concerning first party homeowner property large losses and damages of $100K+.
Negotiate settlements and make payments within scope of authority, settling claims timely, and in the most cost-effective manner.
Effectively communicate with policyholders, agents, and service providers via phone, email, and internal systems to accurately document claim details.
Effectively manage loss and expense reserves to ensure accurate and timely reserving practices on all large loss claim exposures.
Create and maintain comprehensive claim handling documentation in the electronic claims management system and related applications including the completion and escalation of Large Loss Reports (LLR’s).
Ability to successfully manage a pending claim volume at varying stages in the claims process.
Interpret and apply the details of an insurance policy to ensure the accuracy of payments and claims declinations.
Ability to understand, computer generated loss estimates and construction terminology.
Update and maintain comprehensive claim handling notations in our electronic claims management system and other related applications.

Requirements

What you’ll need

10+ years of experience as a desk adjuster in the homeowner/property field.
Previous experience with Large Loss adjusting.
Understanding valued policy states and knowledge of which perils apply and when tendering limits are appropriate.
Previous experience working with contractors, and vendors for complex claims resolution.
Familiarity with large-scale rebuilds and mitigation estimates.
You are currently licensed or eligible for licensing as an adjuster in the states of: TX, FL, NY, LA, MA, and AL (we can provide assistance with your licensing fees).

Benefits

Comp & perks

20 days of PTO annually
Medical, Dental, Vision
Short- and Long-Term Disability (Company Paid)
Life & AD&D (Company Paid)
Healthcare, Dependent Care and Transit FSA
401K with a generous matching contribution and no vesting schedule

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

large loss adjustingclaims negotiationclaims documentationloss and expense reserves managementinsurance policy interpretationconstruction terminology understandingcomputer generated loss estimatesclaims process managementcomprehensive claim handling

Soft Skills

effective communicationtimely settlementcost-effective decision makingorganizational skillsproblem-solving

Certifications

adjuster license