Associate Credit Risk Analyst
Swiss Re
full-time
Posted on:
Location Type: Hybrid
Location: Bangalore • 🇮🇳 India
Visit company websiteJob Level
JuniorMid-Level
About the role
- Perform detailed credit risk assessments and financial analysis of financial institutions (banks, NBFIs)
- Recommend credit limits in alignment with internal policies and standards
- Track exposures and identify early warning signals to update risk ratings as needed
- Monitor macroeconomic trends and sector-specific risks to inform credit decisions
- Collaborate with other analysts on broader macro research projects and risk insight pieces
- Communicate effectively with internal stakeholders and underwriters on credit matters
- Improve credit file productivity and processing efficiency to meet underwriting timelines
- Contribute to various data and technology driven transformation initiatives
Requirements
- 2-3 years of experience in credit analysis and credit-related work of financial institutions
- Strong academic background with a relevant post-graduate business degree (Commerce/Economics) or/and CFA / Chartered Accountant or similar qualification in finance
- Proficient in financial spreading, financial projections, and Excel (mandatory)
- Good knowledge and understanding of global macroeconomics, financial markets, and credit-related products
- Independent thinking with business curiosity and ambition to develop
- Strong interpersonal skills with ability to work effectively in multi-disciplinary and multicultural environments
- Self-starter mentality with ability to handle multiple priorities and meet deadlines
- Experience applying quantitative skills, business knowledge, and logical thinking to communicate key messages through visualization and presentation
- Prior experience in risk analytics, particularly quantitative credit analysis is preferred, but not mandatory
- Digital transformation project experience is preferred, but not mandatory
Benefits
- Health insurance
- Flexible work arrangements
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit risk assessmentfinancial analysisfinancial spreadingfinancial projectionsExcelquantitative credit analysisrisk analyticsdata transformationcredit-related productsmacroeconomics
Soft skills
independent thinkingbusiness curiosityinterpersonal skillsmulti-disciplinary collaborationself-starter mentalityability to handle multiple prioritieseffective communicationpresentation skillsambition to developadaptability
Certifications
CFAChartered Accountantpost-graduate business degree