Treasury Manager

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Treasury Manager leading operations at fintech specializing in Banking as a Service. Managing liquidity and relationships with financial institutions for the BaaS ecosystem.

Posted 7/29/2026full-timeSão Paulo • 🇧🇷 BrazilMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in treasury operations, including cash flow management, card scheme settlement, and compliance with Central Bank regulations. Proficient in managing financial relationships and operational efficiencies within the Banking as a Service ecosystem.

Highest-signal resume keywords

Treasury LeadershipCard Scheme SettlementCollateral ManagementCash Flow ManagementCentral Bank Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

ClearingReconciliationAsset PricingCash AllocationFinancial Market InstrumentsElectronic Money Account ManagementPIX OperationsSPB SettlementSPI SettlementInterchange Fee Calculation

Tools & Technologies

Treasury Management SystemPayment Account Management

Industry Keywords

Payment InstitutionsFintechBanking as a ServiceCentral Bank RegulationsCorrespondent Banking

About the role

Key responsibilities & impact

Lead and structure the company’s treasury operation, ensuring operational efficiency and secure settlement of payment arrangement transactions (BIN Sponsor), market infrastructure (SPB/SPI), electronic money account management (CCME) and strict compliance with Central Bank regulatory requirements.
Manage liquidity, cash flow, investments and strategic relationships with partner financial institutions to support the Banking as a Service (BaaS) ecosystem.
Oversee the full settlement cycle (clearing & settlement) with card schemes (Visa, Mastercard, Elo, etc.) as an Issuing Member (BIN Sponsor).
Monitor daily financial positions, movements of settlement funds and reconcile operational and financial reports from the card schemes.
Manage guarantees and collaterals (Collateral Management) required by the schemes and oversee cash-in and cash-out flows for BaaS partners/sub-issuers, calculating interchange and scheme fees.
Manage and monitor financial settlement on the SPI (PIX real-time) and the SPB (STR/COMPE/CIP).
Operational administration of the Payment Account / Reserve Bank Accounts at the Central Bank (settlement schedules, balance monitoring and queue control).
Operate and control corresponding electronic money accounts to enable international transactions, remittances and cross-border settlements for BaaS clients, ensuring reconciliation and adherence to Central Bank rules for international payment facilitators (eFX).
Execute daily and projected corporate cash flow (Cash Flow Management).
Manage investment policy and allocation of own and third-party funds (fixed income, TPF, repurchase agreements), respecting the Central Bank’s asset segregation rules for Payment Institutions (IPs).
Manage institutional and operational relationships with Sponsor Banks, settlement banks and custodians.
Negotiate fees, spreads, operational limits and SLAs to scale BaaS products.
Ensure adherence to regulatory standards applicable to Payment Institutions and electronic money issuers.
Lead improvements, automations and API integrations in the TMS (Treasury Management System) and in the systems of settlement banks.

Requirements

What you’ll need

Experience in the financial sector (Payment Institutions, Fintechs, finance companies or banks), with strong treasury leadership background.
Mastery of card scheme settlement (BIN Sponsor).
Hands-on and solid experience in clearing, reconciliation and collateral management with card schemes (Visa, Mastercard, Elo).
Expertise in SPB and SPI: deep knowledge of the Brazilian Payments System settlement routines and PIX (SPI).
Experience operating and controlling Correspondent Electronic Money Accounts and eFX operations.
Proficiency in asset pricing, cash allocation and financial market instruments.
Solid knowledge of Central Bank regulations related to Payment Institutions and payment arrangements.
Bachelor's degree in Business Administration, Economics, Engineering, Finance or related fields.

Benefits

Comp & perks

SulAmérica health insurance (extended to dependents, no monthly fee or co-pay).
SulAmérica dental insurance (no monthly fee or co-pay).
Flexible meal/food allowance on a Swile card.
Childcare allowance for parents with children up to 5 years and 11 months.
Financial assistance for parents of children with disabilities.
Prudential group life insurance.
Partnership with Wellhub.
Partnership with Onhappy (leisure travel).