Junior Financial Analyst – Apprenticeship, Accounting & FP&A

Swan

Join Swan as a Corporate Finance Apprentice focusing on operational accounting accuracy. Support budget tracking and margin analysis in a fast-growing embedded banking company.

Posted 6/13/2026internshipParis • 🇫🇷 FranceEntry LevelWebsite

Tech Stack

Tools & technologies

ERP

About the role

Key responsibilities & impact

Your primary mission is to ensure 100% accuracy in our transactional and operational accounting and leverage this clean data to support the FP&A team in budget tracking and margin analysis.
Financial Operations & Accounts Payable / Accounts Receivable: To manage the end-to-end purchasing cycle by integrating and verifying supplier invoices in Pivot, matching them with Purchase Orders (POs), and following up with internal managers.
To reconcile daily incoming cash flows, match payments, and track customer aging balances within Pennylane.
To audit corporate card expenses and receipts, ensuring strict compliance with data formatting, analytical tags, and VAT rules.
To allocate costs accurate to proper analytical codes in real-time to ensure precise product and department margin calculations.
Billing, Collections & Revenue Share Management: To monitor partner billing cycles in Lago, ensuring all client invoices are fully settled and paid.
To calculate and update the weekly partner revenue share files, achieving 100% reconciliation via Pennylane, and tracking unclaimed partner invoices.
To optimize corporate cash-flow by actively participating in the deployment and execution of Swan's new debt collection and recovery processes.
FP&A Support & Management Control: To contribute to monthly closing processes through pre-closing accounting tasks, including cut-offs and analytical reviews of expenses.
To analyze budget variances by comparing actual performance against forecasts across various cost centers (Tech, General Expenses, HR).
To update financial dashboards and KPIs, including product-line P&L, interchange margin tracking, and core infrastructure costs.

Requirements

What you’ll need

You are currently pursuing a Master’s degree (Year 1 or 2) from a Business School, IAE, or University, specializing in Accounting, Corporate Finance, or Management Control (e.g., Master CCA, DSCG).
You possess intermediate to advanced skills in Excel / Google Sheets, along with solid foundational knowledge of general accounting (VAT, invoicing rules, reconciliation).
You have a first experience (internship or apprenticeship) using modern ERP/accounting tools (Pennylane is a huge plus) or spend management platforms (Pivot, Spendesk, Payflow).
You are AI-oriented: You have a natural reflex to use generative AI tools to boost your daily productivity—whether it's debugging complex Excel formulas, drafting automated collection emails, or analyzing data patterns.
You hate repetitive manual tasks and always look for tech-driven ways to optimize your workflow.
You demonstrate extreme rigor when handling financial data impacting our P&L, combined with the proactivity needed to chase internal teams for missing information.
You are deeply curious about the Fintech ecosystem, eager to understand the economics of Banking-as-a-Service, and fluent in both French and English.

Benefits

Comp & perks

Meal Vouchers: We provide a meal voucher card to cover your meals on work days.
Transport: Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes.
Holidays: 25 days of paid leave.
Health insurance: Alan. This is Swan's health and welfare insurance.
Sports: Thanks to our partnership with Classpass, you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities. The offers are valid in several European cities, as well as online.
Well-being support: access to Moka Care for mental health and wellness.
Offsite: Once a year we gather to reconnect, deep-dive into big topics, and relax.
Diversity and inclusion are important at Swan. We’re working hard to get better every day.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial accountingbudget trackingmargin analysisreconciliationdata analysiscost allocationbilling managementrevenue share managementExcelGoogle Sheets

Soft Skills

attention to detailproactivitycuriosityrigorcommunicationproblem-solvinganalytical thinkingadaptabilityteam collaborationtime management

Certifications

Master CCADSCG