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About the role
Key responsibilities & impact- Work directly with our top merchants, from successful venture-backed startups to well-established institutions, to evaluate their business models and financial statements
- Provide tailored credit risk recommendations that mitigate Stripe exposure, while facilitating partner company growth
- Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models
- Deliver insights to support senior management decisions, ranging from onboarding strategies to merchant pricing analysis
- Support the refinement of tools and processes to help the team deliver on key performance indicators, such as credit loss targets or portfolio coverage metrics
- Work with internal and external partners to support merchants around the world
Requirements
What you’ll need- 5+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
- Bachelor's degree in Finance, Economics, Statistics, or other related fields
- Strong knowledge of accounting principles and comfort evaluating financial statements and business models across a range of industries
- Ability to transform business and financial data into cohesive narratives that outline potential credit risks and present dynamic mitigation strategies
- Strong written, verbal, and problem-solving skills
- Attention to detail while managing priorities in a fast-paced environment
- Ability to comfortably interact with the CFOs and CEOs of our top merchants
- Deep empathy for entrepreneurs running a business, and motivation to solve problems to empower them
Benefits
Comp & perks- Health insurance
- Retirement plans
- Paid time off
- Flexible work arrangements
- Professional development
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
commercial credit underwritingfinancial risk modelingcash flow forecastingaccounting principlesfinancial statement evaluationbusiness model evaluationcredit risk assessmentdata analysisportfolio managementperformance metrics
Soft Skills
written communicationverbal communicationproblem-solvingattention to detailprioritizationinterpersonal skillsempathyadaptabilitystrategic thinkingcollaboration