
Collateral Analyst – Mid-level
Stone & Company
full-time
Posted on:
Location Type: Hybrid
Location: São Paulo • Brazil
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Tech Stack
About the role
- Organize and review all documentation for credit transactions and their collateral, such as fiduciary assignment of assets and receivables, enabling support for the commercial credit teams
- Analyze corporate documents to identify company representation and authorized signatories for the approval/granting of powers
- Handle the formalization and completion of collateral instruments
- Monitor the portfolio of credit transactions and their collateral, both pending formalization and already formalized, ensuring the validity of grants and their enforcement
- Prepare controls, requests and reports for credit portfolios and the collateral granted
- Act in a consultative capacity to commercial teams, always seeking the best solution for the client and the company
- Interact clearly and efficiently with law firms, notary offices and public agencies to ensure quality and speed in requests
- Support the initial stages of collateral enforcement, engaging the relevant areas and monitoring the transfer/internalization of assets into the company’s portfolio (non-operational assets)
- Draft discharge and collateral release statements.
Requirements
- Knowledge of credit operations, contractual guarantees and fiduciary assignment/transfer of assets
- Bachelor’s degree completed (preferably in Law, Business or Administration)
- Previous experience in financial institutions managing collateral for credit operations
- Previous experience and/or advanced knowledge in some of the tools used by the area: Office Suite, Power BI, Google Data Studio, SQL Server Management Studio, Google Cloud Platform – BigQuery
- A law degree is a plus.
Benefits
- Health and Dental Insurance
- Hospital Virtual Verde: multidisciplinary medical team, therapists and a healthcare team available 24/7 for quick and convenient access
- Meal and/or Food Voucher - Sodexo
- Gympass
- Daycare assistance - for children up to 5 years and 11 months
- Life Insurance
- Transportation Voucher
- SESC membership/partnership
- Fixed Salary
- Variable compensation (for some roles)
- Education benefit - internal platform with access to books, podcasts, training and video lessons for self-development (Studa and StoneCo Library)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit operationscontractual guaranteesfiduciary assignmentcollateral managementdrafting statementsportfolio monitoringdata analysisreport preparationcollateral enforcement
Soft Skills
consultative capacityclient-focusedcommunicationinterpersonal skillsorganizational skills
Certifications
Bachelor’s degreeLaw degree