Credit Analyst, Mid-level
Stone & Company
full-time
Posted on:
Location Type: Hybrid
Location: Sao Paulo • Brazil
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About the role
- Assess the creditworthiness of customers and prospects, considering financial data, credit history and registration/profile information;
- Analyze financial statements, risk indicators and other relevant information to support credit-granting decisions;
- Identify, measure and classify credit risks, ensuring adherence to internal policies and guidelines;
- Prepare clear, consistent and well-substantiated technical reports to support decision-making;
- Collaborate with the commercial team, clarifying analysis points and supporting the structuring of proposals;
- Contribute to mitigating financial risks and to the sustainability of the credit portfolio;
Requirements
- Bachelor's degree completed or in progress, preferably in Accounting, Business Administration, Economics, Statistics, Mathematics or related fields;
- Minimum of 2 years' experience in credit analysis or similar financial roles;
- Experience with financial analysis, risk assessment and interpretation of credit indicators.
Benefits
- 🩺 Health and Dental Insurance
- 🏥 Hospital Virtual Verde (Green Virtual Hospital): we provide a multidisciplinary medical team, therapists and a healthcare team available 24/7 for fast and convenient access
- 🥗 Meal Allowance and/or Food Allowance - Sodexo
- 💪 Gympass
- 👶 Childcare Assistance - for children up to 5 years and 11 months
- 💚 Life Insurance
- 🚗 Transportation Allowance
- 🌴 SESC partnership
- 💰 Fixed Salary
- 💲 Variable Compensation (for certain roles)
- ✏ Education Benefit - Internal platform with access to books, podcasts, training and video lessons for self-development (Studa and StoneCo Library)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial analysiscredit analysisrisk assessmentinterpretation of credit indicatorsfinancial statement analysiscreditworthiness assessmenttechnical report preparation
Soft Skills
collaborationcommunicationdecision-makinganalytical thinking