Business Credit Manager — Corporate Clients

Stone & Company

full-time

Posted on: 11/26/2025

Location Type: Hybrid

Location: Formosa Do Rio Preto • 🇧🇷 Brazil

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Mid-LevelSenior

About the role

Hybrid work routine with both in-person and online meetings;
Initiate contact with clients to offer appropriate credit solutions;
Lead negotiations and build strong, long-term client relationships;
Manage and grow the client portfolio, ensuring satisfaction and retention;
Conduct commercial visits to prospect new clients and maintain relationships;
Rigorously assess clients' repayment capacity to ensure informed, secure credit decisions.

Strong knowledge of credit products and the financial services sector;
Experience in credit risk assessment for credit origination and financial mathematics;
Negotiation skills and portfolio management experience;
Knowledge of the regional market and proven sales experience;
Ability to interpret and apply credit policies clearly and consistently.

Benefits

🩺 Health and Dental Plan
🏥 Green Virtual Hospital available 24/7 for quick, convenient care
🥗 Meal Allowance and/or Food Voucher — Pluxee
💪 Wellhub
👶 Childcare Assistance — for children up to 5 years and 11 months
👶 Support for Children with Disabilities
💚 Life Insurance
🚘 Commuting Allowance
🤧 Acolhe360
💆‍♀️ Quick Massage (exclusive to employees with access to Rio de Janeiro/São Paulo offices)
🌍 Vacations &Co (optional)
🐶 My Pet Club (optional)
🤱 Welcome Kit for new parents
💰 Fixed Salary + Annual Bonus (when eligibility criteria are met)
📚 Education Benefit — internal platform with access to books, podcasts, training and video lessons for self-development (Studa and StoneCo Library)

Tip: use these terms in your resume and cover letter to boost ATS matches.

credit productscredit risk assessmentfinancial mathematicsportfolio managementsales experience

negotiation skillsclient relationship managementcommunication skills