Senior Product Manager, Lending

Step

Senior Product Manager leading development of lending products at Step. Collaborating across teams and managing product strategies to align with business goals.

Posted 7/21/2026full-timeRemote • California • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in product management for consumer fintech, with a strong focus on scaling lending products through analytics, user insights, and cross-functional collaboration. Proven ability to balance growth, risk, and compliance while enhancing customer experiences using AI tools.

Highest-signal resume keywords

Product Management ExperienceConsumer Fintech ExpertiseStrong Analytical SkillsExperience with AI ToolsStakeholder Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product StrategyFeature OptimizationData AnalysisUser InsightsPortfolio ManagementRisk ManagementComplianceScaling ProductsTechnical Product ManagementSoftware Engineering Background

Soft Skills

Exceptional CommunicationCustomer EmpathyProactive MindsetOutcome-OrientedInfluencing Stakeholders

Tools & Technologies

BigQueryLookerMixpanelAI ToolsAnalytics Tools

Industry Keywords

Consumer LendingFintechUnderwritingCredit RiskLending Partner Ecosystems

Tech Stack

Tools & technologies

BigQuery

About the role

Key responsibilities & impact

Partner with leadership to refine Step's lending product vision and strategy, ensuring alignment with customer needs and business objectives
Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments
Work cross-functionally with design, engineering, data science, legal, compliance, operations, finance, and external lending partners to build, launch, and scale products
Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience
Balance growth, risk, and compliance in product decisions, working closely with underwriting and credit teams to keep loan performance healthy as the portfolio scales
Use AI tools to deliver better consumer lending experiences and business outcomes faster

Requirements

What you’ll need

8+ years of product management experience, preferably in consumer fintech products
A track record of scaling consumer lending products, from ideation to launch and growth
Strong analytical skills, with experience using BigQuery, Looker, Mixpanel, or similar analytics tools
Experience using AI tools day-to-day, with evidence of how they've made your work faster or better
Exceptional written and verbal communication skills, with the ability to influence and align stakeholders
Deep customer empathy and a passion for building products that deliver real value
A proactive, outcome-oriented mindset with a bias for action — you act as an owner and move with urgency
A background in software engineering or technical product management (even better)
Experience working directly with underwriting, credit risk, or bank and lending partner ecosystems (even better)

Benefits

Comp & perks

Competitive compensation and stock options
Generous medical, dental, vision, and company-paid life insurance
401k plan with Safe Harbor company matching
Flexible vacation policy and paid company holidays
12 weeks paid parental leave with flexible return to work
Company-provided technology package