Manager

• Manage a portfolio of existing credit relationships ensuring credit quality, soundness of risk ratings, condition of credit files and adherence to Bank loan policy.
• Complete and document a defined number of loan reviews, which includes a preliminary evaluation of financial records, on a quarterly basis for all loans in the portfolio and classified in regular servicing status.
• Prepare material change forms and file comments, as applicable, to document material changes to the loan since approval.
• Assist the credit department with completing loan presentations or quarterly reviews to the chief credit officer or loan committee.
• Respond to customer inquiries, credit requests or servicing requests in a timely manner that is consistent with Bank loan policy.
• Review daily reports of delinquent loans and take affirmative action to collect payments on past-due accounts.
• Document customer communications, both written and verbal, in designated record-keeping platforms.
• Conduct reviews of existing loan arrangements for compliance and exception monitoring, which is also known as “quality control reviews.”
• Monitor delinquent real estate tax reports.
• Monitor all insurance requirements associated with the loan and determine whether force-placed insurance is appropriate.
• Assist bank management with special projects or business development initiatives on an as-needed basis.

Senior Portfolio Manager – CRE, OREO

Senior Portfolio Manager, SBA & CRE

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