Business Analyst – Credit Card, Digital Payment Processing

SR International Incorporation

Business Analyst focusing on credit card and digital payments processing solutions. Collaborating with teams and delivering payment system requirements in a remote work environment.

Posted 7/21/2026full-timePennsylvania • 🇺🇸 United StatesMid-LevelSenior💰 $63 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing business and functional requirements for credit card payment processing systems, ensuring compliance with PCI-DSS standards and facilitating collaboration across teams. Proficient in analyzing payment lifecycle processes and translating complex requirements into actionable specifications.

Highest-signal resume keywords

Business AnalysisPayment ProcessingPCI-DSS ComplianceAgile/Scrum MethodologyREST API Documentation

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Business Requirements Document (BRD)Functional Requirements Document (FRD)User StoriesData Flow DiagramsProcess MapsPayment Authorization FlowsTokenizationFraud ManagementChargebacksDispute Resolution

Soft Skills

Excellent CommunicationStakeholder Management

Tools & Technologies

Azure DevOps

Industry Keywords

Payment EcosystemCard NetworksIssuersAcquirersPayment GatewaysProcessorsUser Acceptance Testing (UAT)System Integration Testing (SIT)Agile EnvironmentsProduction Incident Resolution

Tech Stack

Tools & technologies

Azure

About the role

Key responsibilities & impact

Elicit, document, and manage business and functional requirements for credit card payment processing systems, including authorization, clearing, settlement, chargebacks, and dispute resolution workflows.
Translate complex business requirements into detailed functional specifications, user stories, process flows, and data mapping documents for development and QA teams.
Analyze end-to-end payment lifecycle processes including card authorization, capture, refund, tokenization, 3DS (3D Secure), and fraud management.
Collaborate with internal teams (engineering, product, compliance, risk, and operations) and external vendors/partners to define and deliver payment solutions.
Support and participate in UAT (User Acceptance Testing), system integration testing (SIT), and regression testing cycles, including reviewing test cases and defect management.
Ensure all payment solutions adhere to PCI-DSS compliance standards, regulatory requirements, and industry best practice.
Facilitate workshops, stakeholder meetings, and sprint ceremonies (in Agile environments) to drive alignment and timely delivery.
Analyze payment data and transaction reports to identify trends, anomalies, and areas for process improvement.
Support go-live activities, post-implementation monitoring, and production incident resolution related to payment systems.
Assist in documenting API specifications and integration guides for payment gateway and processor connectivity.

Requirements

What you’ll need

4–7 years of experience as a Business Analyst or Technical Business Analyst, with a strong focus on credit card or digital payments processing.
Deep knowledge of the payment’s ecosystem: card networks, issuers, acquirers, payment gateways, and processors.
Proficiency with payment authorization/settlement flows.
Experience with PCI-DSS compliance requirements and tokenization/encryption concepts.
Solid understanding of REST APIs and ability to read and interpret API documentation and message schemas.
Strong skills in writing BRDs, FRDs, user stories, use cases, data flow diagrams, and process maps.
Experience working in Agile/Scrum methodology using tools such as Azure DevOps.
Excellent communication and stakeholder management skills.

Benefits

Comp & perks

Additional compensation for any travel expenses
Must adhere to federal GSA guidelines governing hotel, mileage, and meals per diem rates