Staff Product Manager – HELOC

Splash Financial

Staff Product Manager overseeing HELOC strategy and execution at Splash Financial, driving growth through in-house lending solutions. Collaborate across teams to build successful product initiatives and scaling roadmap.

Posted 7/21/2026full-timeRemote • Arizona • 🇺🇸 United StatesLead💰 $180,000 - $220,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in product management for HELOC and secured lending, with a strong focus on compliance, vendor management, and cross-functional collaboration. Proven ability to drive product strategy, manage complex regulatory requirements, and communicate effectively with executive stakeholders.

Highest-signal resume keywords

Product Management ExperienceLending Compliance ExpertiseVendor Relationship ManagementCross-Functional CollaborationExecutive Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product StrategyRoadmap DevelopmentLoan Origination InfrastructureUnderwriting InfrastructureData AnalysisSuccess Metrics DefinitionRegulatory Requirements ManagementDocument GenerationDecisioning ProcessesBorrower Verification

Soft Skills

Stakeholder ManagementNegotiation SkillsLeadershipProblem-SolvingCommunication

Industry Keywords

HELOCSecured LendingConsumer LendingComplianceRisk ManagementCapital MarketsDocument VerificationFundingClosingLoan Sales

About the role

Key responsibilities & impact

Own the end-to-end product strategy and roadmap for HELOC in-house underwriting: decisioning, borrower and property verification, document generation, funding, closing, and loan sales.
Lead vendor and lending-partner strategy, evaluating and integrating third-party providers for valuation, document generation, and verification, and working with capital partners to expand program capacity and coverage.
Build the scaling roadmap beyond launch: multi-partner program support, state and geographic expansion, repricing and fee structures, underwriting efficiency improvements, and the post-close servicing infrastructure the business doesn't yet have.
Partner closely with Engineering, Legal, Compliance, Operations, Marketing, and Capital Markets to sequence delivery, manage licensing and regulatory requirements, and keep the business unblocked through a leadership transition.
Use funnel, conversion, and portfolio data to define success metrics, prioritize ruthlessly against engineering capacity, and communicate tradeoffs clearly to executive stakeholders.

Requirements

What you’ll need

8+ years of product management experience, including Staff-level or equivalent scope, with direct experience in mortgage, HELOC, secured lending, or complex regulated consumer lending products.
A proven track record owning ambiguous 0-to-1 builds through to scale, ideally including experience standing up or migrating loan origination and underwriting infrastructure.
Strong fluency with lending compliance and disclosure requirements (state-level timing rules, fair lending reporting, licensing) and comfort partnering closely with Risk, Compliance, and Legal.
Vendor and partner relationship management experience: evaluating, negotiating, and integrating third-party providers into a live production system.
Excellent executive communication skills, with the ability to frame open-ended tradeoffs as clear decisions, manage cross-functional stakeholders, and “own it,” “raise the bar,” and “say the hard thing” while elevating the team around you.

Benefits

Comp & perks

Fully remote work freedom (for most roles)
Competitive salary packages
Flexible PTO + 9 company holidays
Equity: Share in our start-up success
Comprehensive and affordable insurance benefits
Paid parental leave for both caregivers
Essential modern equipment to get the job done
Fully paid Claude subscription to supercharge your work
401(k) for your future savings
Quarterly meet-ups: In person & virtual fun
Awesome Splash swag to flaunt your team spirit