Splash Financial

Staff Product Manager – Verification & Underwriting

Splash Financial

full-time

Posted on:

Location Type: Remote

Location: United States

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Salary

💰 $163,000 - $220,000 per year

Job Level

Lead

About the role

  • Own the end-to-end underwriting and verification product domain across credit, fraud, income, identity decisioning, and agent review workflows within the personal lending funnel.
  • Define and execute the multi-quarter roadmap for decision engines, including rule orchestration, model deployment, experimentation frameworks, and automation strategy.
  • Lead integrations and optimization of third-party data providers such as LexisNexis, Socure (or similar), credit bureaus, fraud/identity vendors, and income verification partners.
  • Drive implementation and scaling of document processing and automation platforms (e.g.- Inscribe, Ocrolus, Instabase) to increase straight-through processing and reduce manual review dependency.
  • Partner closely with underwriting agents and operations teams to design intuitive tooling, case management workflows, and review experiences that improve efficiency, quality, and compliance.

Requirements

  • 8-10+ years of product management experience, with significant focus on underwriting, credit, fraud, or decisioning platforms in fintech or consumer lending.
  • Deep experience with credit underwriting systems and fraud decisioning tools, including hands-on experience implementing or managing decision engines.
  • Experience integrating and optimizing third-party data providers.
  • Strong structured thinking and execution excellence. You can translate strategy into a clear plan, define meaningful milestones and metrics, and deliver consistently.
  • You have strong analytical skills and can surface insights and recommendations from customer feedback and performance dashboards.
  • Excellent communication and stakeholder management skills; you’re comfortable driving alignment across senior leaders and diverse teams, saying the hard thing with clarity and respect, and elevating others as you go.
  • Demonstrated experience building or improving agent-facing underwriting tools and workflows, with a strong understanding of manual review operations, queue management, case handling, and quality controls.
  • Strong understanding of underwriting workflows, risk-based decisioning, experimentation, and operational tradeoffs, with a track record of driving measurable improvements in approval rates, fraud performance, operational efficiency, and customer experience.
Benefits
  • Fully remote work freedom
  • Competitive salary packages
  • Flexible PTO + 9 company holidays
  • Equity: Share in our start-up success
  • Comprehensive and affordable insurance benefits
  • Paid parental leave for both caregivers
  • Essential equipment to get the job done
  • 401(k) for your future savings
  • Quarterly meet-ups: In person & virtual fun
  • Awesome Splash swag to flaunt your team spirit
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
underwritingcredit decisioningfraud decisioningdecision enginesdocument processingautomation strategycase management workflowsrisk-based decisioningmetrics definitionperformance analysis
Soft Skills
structured thinkingexecution excellenceanalytical skillscommunication skillsstakeholder managementalignment drivingclarity in communicationteam elevationcustomer feedback analysisoperational tradeoffs