Compliance Officer – MLRO, FCA Investment Services

Spiko

Compliance Officer & MLRO to lead compliance for FCA investment services in newly created UK entity. Oversee compliance, regulatory reporting, and AML/CFT programs with FCA authorization focus.

Posted 7/11/2026full-timeLondon • 🇬🇧 United KingdomMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Lead Spiko’s licensing initiatives in the UK, including an investment firm application with the FCA, and serve as the primary point of contact with the FCA
Contribute to building Spiko’s compliance infrastructure, including comprehensive compliance policies, procedures, and systems for Spiko’s UK-regulated entity
Serve as the Money Laundering Reporting Officer (MLRO) and AML/CFT Compliance Officer for our UK-regulated entity; own Spiko UK’s AML/CFT programs
Report on compliance matters to the board of the UK entity
Ensure the timely submission of all mandatory regulatory reporting and reports
Provide independent oversight of the UK compliance framework, ensuring that program requirements are robust and effectively implemented
Provide compliance advice on market expansion, new product development, and operational changes
Manage compliance requirements from counterparties (banks, asset managers, PSPs, digital asset partners), and serve as the primary compliance point of contact for partner-related compliance inquiries and audit
Stay current on UK and FCA regulatory developments, assess impact on Spiko’s operations and develop and implement expanded compliance policies and procedures as needed

Requirements

What you’ll need

5 to 12 years of compliance experience in financial services
Direct, hands-on experience working in compliance at an FCA-regulated investment firm, broker-dealer, asset manager, or wealth manager
Strong working knowledge of MiFID Org Reg, COBS, SYSC, SMCR and the FCA Handbook as applied to investment firms
Prior experience leading or co-leading an FCA investment firm licence application, EMI or payment institution licences are relevant but not sufficient on their own
Proven experience as a MLRO or in a senior AML compliance role at an FCA-regulated entity, including ownership of AML/KYC processes, transaction monitoring and SAR reporting
Excellent written communication skills, you will be drafting regulatory submissions and board reports
Comfortable in a fast-paced, early-stage environment where you will be building from scratch

Benefits

Comp & perks

a competitive salary depending on experience + Stock Options
up to 2 days remote work per week and one full remote week per month
the best tech for your job: latest-generation laptops and industry-leading software
Monthly Budget to cover different perks of choice
Referral Bonus
regular afterworks and biannual offsites

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Hard Skills & Tools

Compliance Policy DevelopmentTransaction MonitoringSAR ReportingRegulatory SubmissionsFCA Handbook KnowledgeKYC ProcessesInvestment Firm LicensingOperational ComplianceRisk AssessmentAudit Management

Soft Skills

Excellent Written CommunicationAdaptability in Fast-Paced Environments