Data Surveillance Analyst
Parexel
Google Cloud PlatformSQL
Credit Analyst, German Speaking
Sowelo Consulting sp. z o.o. sp. k.
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇵🇱 Poland
Visit company websiteJob Level
Mid-LevelSenior
About the role
- Analyze financial statements, credit reports, and other relevant data to evaluate the creditworthiness of potential and existing clients.
- Conduct comprehensive risk assessments to gauge the likelihood of repayment and identify potential credit risks.
- Prepare detailed reports with recommendations for credit limits and terms.
- Perform in-depth analysis of clients' financial health, focusing on liquidity, profitability, and cash flow.
- Regularly monitor and review clients' financial performance to detect any changes in credit risk.
- Make informed credit decisions and present findings to senior management and stakeholders.
- Prepare and present regular reports, highlighting key trends, risks, and mitigation strategies.
- Collaborate with sales, finance, and legal teams to ensure alignment on credit policies and decisions.
- Communicate effectively with clients and stakeholders in German to gather necessary information and explain credit decisions.
- Ensure compliance with internal credit policies, procedures, and regulatory requirements.
- Implement and maintain internal controls to mitigate credit risk and protect company assets
Requirements
- Hold a Bachelor’s degree in Finance, Accounting, Business Administration, or a closely related discipline.
- Possess at least 3 years of professional experience as a Credit Analyst, ideally within financial institutions or financial service providers.
- Experience with financial modelling and risk assessment tools/software.
- Demonstrate a solid grasp of financial statements, credit analysis, and risk assessment.
- Be fluent in German, with strong communication and interpersonal skills.
- Show proficiency in using financial analysis software and tools.
- Exhibit a keen eye for detail along with strong analytical and problem-solving skills.
Benefits
- You will be working fully remote in a stable, multinational company located in the UK working with the latest technologies.
- You will have the opportunity of self development while working in a flexible schedule while maintaining a healthy work-life balance.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial analysiscredit analysisrisk assessmentfinancial modellingliquidity analysisprofitability analysiscash flow analysiscreditworthiness evaluationreport preparationinternal controls
Soft skills
communicationinterpersonal skillsanalytical skillsproblem-solving skillsattention to detailcollaborationpresentation skillsdecision-makingstakeholder engagementadaptability