Mortgage Processor III

SouthState Bank

Mortgage Processor III managing a pipeline of loan applications through closing and ensuring compliance with regulations. Responsible for reviewing documentation and coordinating with Customers and Loan Officers.

Posted 7/9/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Take ownership of all tasks and challenges encountered in the operation of the assigned position.
Manage a pipeline of loan applications, collect and review mortgage related documents, and drive the loan process from application through closing.
Maintain compliance with SouthState Bank Corporate Code of Conduct and Ethics, all anti-money laundering guidelines, regulatory requirements, and all other applicable operating procedures.
Review and analyze loan application and all supporting documentation, including credit report, income documents, asset documents, property documentation, AUS findings, and other documentation specific to the loan submission.
Perform income calculations and asset reconciliations.
Request documentation from Customer and/or Loan Officer as applicable to the loan submission.
Keep Customer and Loan Officer updated on document requests and loan status using verbal and written (electronic) communication practices.
Update LOS, AUS, and any other applicable loan decisioning systems.
Maintain working knowledge of all applicable program guidelines, including any secondary investor guidelines specific to the loan submission.
Order third party services including, but not limited to, tax transcripts, title work, flood determination, appraisal, and insurance declarations information.
Run and review Compliance and Fraud engines; follow established procedures to address and/or clear findings, including updating loan data inside of LOS as applicable.
Submit a complete and accurate loan file to underwriting (internal, private mortgage insurance company, or investor).
Obtain all required conditions as established by underwriting.
Request initial Closing Disclosure and submit a complete and accurate loan file to closing.
Coordinate closing date with Loan Officer, Customer, and Closing Agent.
Manage pipeline to meet established SLA’s and critical loan dates (e.g.: contingency, closing, and lock expiration).
Other duties as assigned by management that are deemed essential.

Requirements

What you’ll need

Bachelor’s degree or equivalent work experience
3 – 5 years in the residential mortgage lending industry
3 – 5 years residential mortgage loan processing experience
Working knowledge of Encompass LOS preferred, but not required

Benefits

Comp & perks

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Must have a secure home office environment that is free from background noise and distractions.
Must have a reliable private internet connection that is not supplied by use of cellular data (hot spot).

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Loan ProcessingDocument ReviewAsset ReconciliationCredit Report AnalysisAUS Findings Review

Soft Skills

Effective CommunicationCustomer ServiceProblem Solving