Commercial Portfolio Manager

SouthState Bank

Commercial Portfolio Manager supporting loan and deposit portfolios with quality underwriting and superior client service. Analyzing financial information and ensuring regulatory compliance in commercial banking.

Posted 4/30/2026full-timeRock Hill • South Carolina • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Supports the commercial loan and deposit portfolio of one or more Relationship Managers (Commercial with some CRE) providing quality underwriting, sound portfolio management and superior client service.
Analyzes financial information to evaluate the credit worthiness of new loan requests, renewal loan requests and on-going Portfolio Management activities through thorough and accurate analyses within the parameters of the Bank’s policies and procedures.
Completes industry research, as needed, supporting existing and new Customers to the Bank.
Compiles commercial loan packages (non BL and BLE) ensuring completeness and accuracy of information provided.
Guides the loan request through the Credit Approval Process and ensures that structure meets the needs of the client and the operating objectives of the Bank.
Monitors and services the large commercial loan portfolios of the supported Commercial Bankers through quality portfolio management work related to centralized covenant testing and tracking, the annual servicing review process and exception clearing.
Assures that large commercial loan relationships are in compliance with State and Federal regulations and Bank policies and procedures.
Periodically accompanies Relationship Manager on calls with existing and/or prospective Customers as requested.
Builds and maintains a positive working relationships with internal business partners and enhances the Bank’s image and reputation.

Requirements

What you’ll need

Four-year degree in Business Administration, Finance, Accounting or related field; Graduation from a recognized school of banking is an asset or equivalent experience
Minimum of 4-6 years of experience in credit analysis, commercial banking, business banking with at least 2 years of specific portfolio management and/or underwriting experience supporting Middle Market.
Familiarity with loan structuring and loan documentation is required.
Knowledge in accounting and lending principles, as well as excellent oral and written communication skills.
Must have an in-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.

Benefits

Comp & perks

Excellent interpersonal skills
Proficient in Microsoft Excel and Word
Strong organization skills
High attention to detail
Cooperative and willing to assist coworkers and customers on a regular basis
Effective listening skills demonstrated by the ability to listen to others talk (without interruption), understand them, and then propose solutions or make contributions based on the points made by others
Possesses multi-tasking skills and be able to function well under pressure
Ability to remain composed under pressure and respond to customer and coworker concerns regularly
Patience and willingness to help others in solving problems while maintaining a positive attitude

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysisportfolio managementunderwritingloan structuringloan documentationfinancial analysiscovenant testingexception clearingaccounting principleslending principles

Soft Skills

client servicecommunication skillsrelationship buildingorganizational skillsanalytical skills

Certifications

degree in Business Administrationdegree in Financedegree in Accountingrecognized school of banking