FIU Manager, Complex Customer Risk
SouthState Bank
full-time
Posted on:
Location Type: Remote
Location: Remote • Alabama, Colorado, Florida, North Carolina, South Carolina, Texas, Virginia • 🇺🇸 United States
Visit company websiteSalary
💰 $85,153 - $136,024 per year
Job Level
SeniorLead
About the role
- Manage the department workflow and ensure duties of staff are performed as expected
- Conduct periodic quality control reviews to ensure high risk reviews are properly documented and unusual activity referrals are generated as warranted
- Develop and propose recommendations to address BSA/AML/OFAC risks and processes requiring enhancements
- Understand trends in underlying customer data and detect risks that warrant decisioning
- Discuss and escalate unique complex customer types, structures, financial products, services, and other AML risks
- Analyze new and existing complex business relationships to determine risk and provide recommendations for approval or denial
- Assist in the creation and maintenance of case files documenting all information used in the review of certain higher risk industries
- Ability to read, analyze and interpret Federal and State banking regulations related to the Bank Secrecy Act and Anti-Money Laundering statutes and regulations
- Maintain proficiency in all aspects of BSA/AML compliance; attend regular BSA trainings as assigned
- Adhere to all provisions of SouthState Bank policies and procedures, including the confidentiality policy, code of ethics and BSA/AML/OFAC policies and procedures
- Provide recommendations on adding, retaining, or removing customers to/from the bank’s high risk customer monitoring process through collaboration with management
Requirements
- Bachelor’s degree preferred
- 7 years minimum of related BSA/AML experience in a management capacity
- Minimum 3 years supervisor or management experience
- Experience in mentoring and coaching subordinates to develop the requisite skills to achieve full potential
- Experience managing multiple people and projects
- Experience performing customer due diligence and enhanced due diligence at an advanced level
- Experience monitoring, reviewing and analyzing account activity in order to identify unusual or suspicious activity
- In-depth knowledge of BSA/AML regulations and regulatory expectations related to higher risk customer types
- Familiarity with various AML monitoring systems and commercial research databases
- Strong understanding of bank operations including but not limited to navigating banking systems, understanding teller transactions and interpreting customer transactions
- CAMS (Certified Anti-Money Laundering Specialist) and/or CAFP (Certified AML and Fraud Professional) preferred
Benefits
- Health insurance
- 401(k) matching
- Paid time off
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
BSA/AML compliancecustomer due diligenceenhanced due diligencerisk analysisquality control reviewscase file documentationfinancial product analysisregulatory interpretationbank operationssuspicious activity identification
Soft skills
managementmentoringcoachingcollaborationcommunicationorganizational skillsdecision-makingproblem-solvingleadershipworkflow management
Certifications
CAMSCAFP