SouthState Bank

Commercial Credit Analyst

SouthState Bank

full-time

Posted on:

Origin:  • 🇺🇸 United States

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Job Level

Mid-LevelSenior

About the role

  • Perform spreads of commercial financial statements and tax returns for borrowers, guarantors, and related entities
  • Perform personal cash flow analysis using individual tax returns and personal financial statements
  • Utilize credit-reporting services to compile reports relating to credit history
  • Research and analyze financial data, prepare reports of financial position, and determine if additional information is needed for credit decisions
  • Monitor the financial position of established accounts and notify loan officers of irregularities
  • Provide analytical and loan decision support to Credit Administration staff and Relationship Managers
  • Participate in special projects, community activities, and assist teammates to meet team objectives
  • Ensure compliance with the Bank’s policies, code of conduct, and regulatory guidelines
  • Continuously update skills through professional training and cross-training

Requirements

  • Bachelor's degree in business, finance, or accounting recommended
  • Finance/accounting related work experience of at least five years accepted in lieu of a college degree
  • Knowledge of personal computer, Windows and Microsoft software applications
  • Ability to remain seated or standing and work on a computer for a minimum of four (4) hours each workday
  • Constant use of hands/fingers to enter data or answer a phone throughout an eight (8) hour shift
  • Ability to hear and communicate with coworkers and customers throughout the day
  • May need to lift up to 25 pounds one to two times a day
  • Position may require regular before/after normal business hours and out-of-town travel