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Credit Risk Manager
Skip LoansCredit Risk Manager responsible for credit risk framework and assurance at Skip. Leading a second-line function to ensure credit quality and compliance.
About the role
Key responsibilities & impact- Build and lead Skip’s second-line Credit Risk function.
- Own and continuously improve Skip’s credit risk framework.
- Own policy governance — the end-to-end framework for how credit policy is proposed, reviewed, approved, and version-controlled.
- Build and run Skip’s second-line credit assurance and QA program.
- Stand up the operating rhythms, tooling and documentation of a modern second-line credit risk function.
- Own credit risk monitoring of the portfolio.
- Own second-line credit risk reporting to the Credit Committee, board and funding partners.
Requirements
What you’ll need- Deep, current residential mortgage credit experience.
- A builder’s instinct.
- Strong understanding of responsible lending.
- The ambition and ownership mindset.
- Clear, structured communication.
- A “curious, tech-first” mindset.
- Relevant qualifications from a University in Finance / Commerce, Credit Management, Mortgage Broking, Risk or a closely related field.
Benefits
Comp & perks- Build the function, don't inherit one.
- Real governance, real independence.
- A clear path to grow.
- Strong credit risk is the moat, not a constraint.
- Competitive comp and meaningful ESOP.
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Credit Risk ManagementPolicy GovernanceCredit Risk ReportingCredit AssuranceQuality Assurance Program
Soft Skills
Builder's InstinctOwnership MindsetCurious MindsetClear Communication