Credit Risk Manager

Skip Loans

Credit Risk Manager responsible for credit risk framework and assurance at Skip. Leading a second-line function to ensure credit quality and compliance.

Posted 7/6/2026full-timeSydney • 🇦🇺 AustraliaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in building and leading credit risk functions, with a strong focus on credit risk frameworks, policy governance, and credit risk monitoring. Possesses deep knowledge of residential mortgage credit and responsible lending practices, complemented by effective communication skills.

Highest-signal resume keywords

Credit Risk Framework OwnershipResidential Mortgage Credit ExperiencePolicy Governance ManagementCredit Risk MonitoringStructured Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk ManagementPolicy GovernanceCredit Risk ReportingCredit AssuranceQuality Assurance Program

Soft Skills

Builder's InstinctOwnership MindsetCurious MindsetClear Communication

Tools & Technologies

Credit Risk ToolsDocumentation Systems

Industry Keywords

Responsible LendingFinanceCommerceCredit ManagementMortgage BrokingRisk Management

About the role

Key responsibilities & impact

Build and lead Skip’s second-line Credit Risk function.
Own and continuously improve Skip’s credit risk framework.
Own policy governance — the end-to-end framework for how credit policy is proposed, reviewed, approved, and version-controlled.
Build and run Skip’s second-line credit assurance and QA program.
Stand up the operating rhythms, tooling and documentation of a modern second-line credit risk function.
Own credit risk monitoring of the portfolio.
Own second-line credit risk reporting to the Credit Committee, board and funding partners.

Requirements

What you’ll need

Deep, current residential mortgage credit experience.
A builder’s instinct.
Strong understanding of responsible lending.
The ambition and ownership mindset.
Clear, structured communication.
A “curious, tech-first” mindset.
Relevant qualifications from a University in Finance / Commerce, Credit Management, Mortgage Broking, Risk or a closely related field.

Benefits

Comp & perks

Build the function, don't inherit one.
Real governance, real independence.
A clear path to grow.
Strong credit risk is the moat, not a constraint.
Competitive comp and meaningful ESOP.