Commercial Credit Analyst

Simmons Bank

Credit Analyst providing analytical support for commercial banking, focusing on financial statement analysis and loan request evaluations. Collaborating with loan officers and managers for credit decisions.

Posted 4/22/2026full-timeRogers • Montana • 🇺🇸 United StatesJuniorWebsite

About the role

Key responsibilities & impact

Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
Verify that all documents have been provided prior to a loan request being assigned to a Sr. Credit Analyst.
Complete covenant testing as required by loan agreements for existing credit relationships.
Prepares cash flow models for the basis of credit decisions.
Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III.

Requirements

What you’ll need

BS/BA Degree in Business, Finance or a related field is required.
1-3 years’ work experience preferred.
Strong analytical and organizational skills.
Excellent written and verbal communication skills.
Proficiency in Microsoft Word and Excel.

Benefits

Comp & perks

Health insurance
401(k) matching
Flexible working hours
Paid time off
Professional development opportunities

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial statement analysiscovenant testingcash flow modelingcredit analysis

Soft Skills

analytical skillsorganizational skillswritten communicationverbal communication