Commercial Credit Analyst I
Simmons Bank
full-time
Posted on:
Location Type: Office
Location: Rogers • Montana • United States
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Job Level
About the role
- Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
- Prepares cash flow models for the basis of credit decisions.
- Prepares basic and preliminary credit analyses to aid in determining the viability of a potential credit opportunity, with supervision of Credit Manager or Credit Analyst III.
- Provides additional loan agreement / covenant monitoring support to commercial lending and underwriting groups.
- Provides on-going portfolio management through spreading of on-going required financial statements as they are received from the Bank’s customers.
- Develops a base understanding of various types of lending facilities as well as a variety of companies and industries.
- Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures.
Requirements
- BS/BA Degree in Business, Finance or a related field is required.
- 1-3 years’ work experience preferred.
- Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures or governmental regulations.
- Ability to write reports, business correspondence, and procedures manuals.
- Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
- Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
- Strong analytical and organizational skills.
- Proficiency in Microsoft Word and Excel.
Benefits
- Equal Employment Opportunity Information
- Community roots that run deep
- Wellness programs
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial statement analysiscash flow modelingcredit analysisportfolio managementloan agreement monitoring
Soft Skills
analytical skillsorganizational skillsproblem-solvingcommunication skillspresentation skills