Senior Financial Analyst – Credit and Collections

Sicredi

Analista Financeiro no Sicredi, instituição financeira cooperativa, focado em crédito e cobrança. Monitoramento de inadimplência, recuperação de crédito e melhoria de processos.

Posted 8/21/2026full-timePorto Alegre • 🇧🇷 BrazilSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in collections processes, credit recovery, and delinquency management, with a strong analytical mindset and proficiency in data analysis tools like Power BI. Capable of managing relationships and driving continuous improvement initiatives to optimize collections strategies.

Highest-signal resume keywords

Collections ProcessesCredit RecoveryData AnalysisPower BIProcess Improvement

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Collections ManagementCredit RecoveryDelinquency ManagementData AnalysisAnalytical MindsetIntermediate Excel Skills

Soft Skills

Strong Organizational SkillsExcellent Communication SkillsProactive ApproachCritical Thinking

Tools & Technologies

Power BIExcel

Industry Keywords

CompliancePerformance IndicatorsContinuous ImprovementRisk MitigationNegotiation

About the role

Key responsibilities & impact

Execute and monitor collections activities, ensuring compliance with established policies and procedures
Monitor and analyze delinquency, credit recovery, and collections efficiency indicators
Prepare management analyses and reports to support decision-making
Identify performance deviations and propose actions to mitigate risks and improve results
Manage relationships with customers, cooperatives, collection agencies, and internal teams
Monitor collections strategies, negotiations, and credit recovery agreements
Ensure the quality and reliability of information used to manage the portfolio
Participate in projects and initiatives focused on continuous improvement, automation, and optimization of collections processes
Support the definition and review of strategies to reduce delinquency rates

Requirements

What you’ll need

Bachelor’s degree in Law, Business Administration, Accounting, Economics, Engineering, or related fields
Knowledge of collections processes, credit recovery, and delinquency management
Analytical mindset and critical thinking
Strong organizational and prioritization skills
Excellent communication skills
Proactive, results-oriented approach
Ability to identify opportunities for process improvement and transformation
Comfortable working with data and performance indicators
Intermediate Excel skills
Comfortable working with data and analytical tools, particularly Power BI

Benefits

Comp & perks

14th and 15th fixed monthly salaries
Profit-sharing program, according to seniority
Health and dental insurance with no copayments
Well-being programs through Wellhub (formerly Gympass), including nutrition, psychological support, workplace exercise, massage, a running group, and a local gym
Meal and food allowances, with flexible allocation percentages between the meal and food cards and no copayments
Extended maternity and paternity leave
Childcare or nanny allowance for children up to 6 years and 11 months old
Support for employees with children with disabilities, with no age limit
Life insurance
Private pension plan with employer contributions of up to 8% of salary
Training platform – Sicredi Aprende, with a wide range of courses
40-hour workweek using a time-banking system
Remote-work allowance, except for positions that are 100% on-site