Business Analyst – Judicial-Stage Credit Recovery
Sicredi
full-time
Posted on:
Location Type: Hybrid
Location: Porto Alegre • Brazil
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About the role
- Act strategically in credit recovery during the judicial stage, contributing to decisions that have systemic impact and strengthen the business’s sustainability.
- Lead strategy and support cooperatives in the extrajudicial enforcement of guarantees, including consolidation of title, extrajudicial mortgage enforcement, and out-of-court repossession, in accordance with the Legal Framework for Guarantees.
- Support workflows and analyses related to auctions for fiduciary alienation and corporate auctions, promoting the sale of repossessed assets and assets received in settlement (AMV – Non-Financial Assets Held for Sale).
- Act as a bridge between Legal, Credit, Operations and Technology, translating business rules into clear, efficient processes that are aligned with systems.
- Actively contribute to the evolution of origination, settlement and termination processes for credit operations, with a focus on core credit systems (legacy and platform).
- Support strategic analyses and guidance related to AMV, strengthening governance and decision-making.
- Produce technical analyses, guidance and support materials for cooperatives and internal areas, promoting standardization and security.
- Identify risks and improvement opportunities, proposing solutions that increase efficiency, control and sustainability.
Requirements
- Bachelor’s degree in Law.
- Solid experience in credit recovery during the judicial stage.
- Practical experience in extrajudicial enforcement of guarantees, including:
- Consolidation of title
- Extrajudicial mortgage enforcement
- Out-of-court repossession
- Strong knowledge of the processes for origination and settlement of credit operations, with experience in core systems (legacy and platform).
- Analytical profile, systemic perspective and ability to work cross-functionally, connecting areas, processes and solutions.
Benefits
- Fixed 14th and 15th month salary payments (additional annual bonuses)
- Profit-sharing / Performance-based participation (depending on seniority)
- Health and Dental plans with no co-pay
- Wellness programs via Wellhub (formerly Gympass): Nutrition, Psychological counseling, Occupational health, Massage, running group and local gym
- Meal and Food allowances with flexible allocation between cards, no co-pay
- Extended maternity and paternity leave
- Childcare or nanny assistance for children up to 6 years and 11 months
- Assistance for children with disabilities, with no age limit
- Life insurance
- Private pension plan up to 8% of salary
- Training platform — Sicredi Aprende, with a variety of courses
- 40-hour workweek — using a time bank system
- Remote work allowance (except for positions that require 100% on-site presence).
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit recoveryextrajudicial enforcementconsolidation of titleextrajudicial mortgage enforcementout-of-court repossessionorigination processessettlement processescore credit systemstechnical analysesrisk identification
Soft Skills
analytical profilesystemic perspectivecross-functional collaborationprocess improvementdecision-makingcommunicationstrategic thinkingproblem-solvingorganizational skillsleadership
Certifications
Bachelor’s degree in Law