Sicredi

Senior Credit Risk Analyst – Credit Risk Provisioning

Sicredi

full-time

Posted on:

Location Type: Hybrid

Location: Porto Alegre • 🇧🇷 Brazil

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Job Level

Senior

About the role

  • Experience in Credit Risk;
  • Experience making decisions and prioritizing a backlog;
  • Previous experience working with multidisciplinary teams;
  • Translate technical and operational requests into clear requirements for technology teams and internal partners;
  • Detail functional requirements and business rules for closing tools, considering system-wide impact, urgency, and technical feasibility;
  • Monitor sprints, homologations (UAT) and deliveries, ensuring alignment between technical teams, product, users, and leadership;
  • Ensure that closing tools are updated to comply with regulatory standards, internal guidelines, and current accounting rules.

Requirements

  • Bachelor's degree in Economics, Statistics, Business Administration, Engineering, Actuarial Science, or related fields.
  • Excellent communication skills and strong interpersonal abilities;
  • Analytical mindset and attention to detail;
  • Familiarity with frameworks including backlog management, refinement, sprint planning, and requirements preparation;
  • Proactive attitude and strong sense of responsibility;
  • Ability to identify issues and make agile, well-founded decisions;
  • Good interpersonal skills and ability to communicate with other teams and leadership;
  • Organizational and time-management skills;
  • Resilience and adaptability.
Benefits
  • 14th and 15th fixed salaries;
  • Profit-sharing/Performance participation (depending on seniority);
  • Health and dental plans with no co-payments;
  • Wellbeing programs with Wellhub (formerly Gympass): nutrition, psychology, occupational health, massage, running group, and local gym;
  • Meal and food allowances (VA/VR) – flexible percentage allocation between the cards, with no co-payment;
  • Extended maternity and paternity leave;
  • Childcare or babysitter allowance for children up to 6 years and 11 months;
  • Support allowance for children with disabilities, no age limit;
  • Life insurance;
  • Private pension plan up to 7% of salary;
  • Training platform – Sicredi Aprende, offering various courses;
  • 40-hour workweek – using a time bank system;
  • Remote work allowance (except for positions that are 100% on-site).

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
Credit Riskbacklog managementsprint planningrequirements preparationfunctional requirementsbusiness rulesUATanalytical skillstechnical feasibilityregulatory standards
Soft skills
communication skillsinterpersonal abilitiesattention to detailproactive attituderesponsibilityissue identificationdecision makingorganizational skillstime-management skillsresilience
Certifications
Bachelor's degree