sFOX

Audit Lead – MTLs, Regulatory Audits

sFOX

full-time

Posted on:

Location Type: Remote

Location: United States

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Job Level

Senior

About the role

  • Own and manage all U.S. regulatory audits and examinations, including state MTL exams, federal reviews, and independent third-party audits
  • Serve as the primary point of contact for regulators, examiners, and external auditors throughout the audit lifecycle
  • Plan, coordinate, and execute audit preparation activities, including document requests, walkthroughs, and control demonstrations
  • Maintain audit readiness across all licensed states by ensuring policies, procedures, evidence, and records are current and defensible
  • Track, manage, and report on audit findings, observations, and corrective action plans (CAPs), including timelines and ownership
  • Partner with Compliance, Legal, Risk, Operations, Engineering, and Product teams to remediate audit findings and strengthen controls
  • Support the development and maintenance of audit response playbooks, exam calendars, and standardized evidence repositories
  • Review and challenge audit findings where appropriate, ensuring accurate representation of risk and controls
  • Assist in enterprise-wide risk assessments, control testing, and ongoing compliance monitoring as they relate to MTL obligations
  • Prepare audit summaries, metrics, and executive-level reporting for senior management and the Board
  • Stay current on evolving regulatory expectations impacting MSBs, money transmission, and digital asset businesses
  • Support regulatory change management initiatives as new state or federal requirements impact licensing or audit scope
  • Perform other duties and responsibilities as assigned

Requirements

  • Bachelor’s degree or equivalent practical experience required
  • 6+ years of experience in regulatory audits, compliance examinations, or audit management within a bank, MSB, fintech, or crypto company
  • Direct experience managing state Money Transmitter License (MTL) exams strongly preferred
  • Strong working knowledge of U.S. money transmission regulations, BSA/AML requirements, and regulatory examination processes
  • Experience coordinating responses to regulators and external auditors, including document production and issue remediation
  • Excellent organizational and project management skills, with the ability to manage multiple audits simultaneously
  • Strong written and verbal communication skills, including experience drafting audit responses and executive summaries
  • High attention to detail and ability to maintain clear documentation and audit trails
  • Comfortable working independently and exercising sound judgment in high-stakes regulatory interactions
  • CAMS, CRCM, CISA, or similar certification preferred but not required
  • Ability to handle highly confidential information with discretion and professionalism.
Benefits
  • sFOX is committed to diversity in its workforce and is proud to be an equal opportunity employer.
  • We do not make hiring or employment decisions on the basis of race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other basis protected by applicable local, state or federal law.
  • sFOX will never ask candidates for payment, banking information, or personal financial data during the recruiting process.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
regulatory auditscompliance examinationsaudit managementMoney Transmitter License (MTL)U.S. money transmission regulationsBSA/AML requirementsaudit response preparationcontrol testingrisk assessmentsdocument production
Soft skills
organizational skillsproject managementwritten communicationverbal communicationattention to detailindependent workingjudgmentcollaborationproblem-solvingconfidentiality
Certifications
CAMSCRCMCISA