Fraud Analyst – P2P, Cash Advance

Sezzle

Fraud Analyst specializing in P2P and Cash Advance products at Sezzle. Responsibilities include fraud monitoring, investigation, and reporting to mitigate financial risks.

Posted 6/16/2026full-timeRemote • 🇺🇸 United StatesJuniorMid-Level💰 $72,000 - $98,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Conduct daily reviews of high-risk P2P transfers and cash advance requests to identify fraudulent activity. Investigate suspicious accounts and take appropriate action (e.g., freezing accounts, declining transactions).
Analyze fraud patterns and emerging trends to identify gaps in current defenses. Work closely with the Risk Strategy team to recommend and test new fraud rules and machine learning model features.
Investigate complex fraud cases involving social engineering scams, unauthorized access (ATO), and first-party/friendly fraud specific to instant money movement.
Create and maintain dashboards tracking key fraud metrics (e.g., false positive rates, fraud loss rates, operational SLAs) and report findings to leadership.

Requirements

What you’ll need

2 - 4 years of experience in fraud investigations, risk management, or trust & safety, specifically within fintech, banking, or the payments industry.
Strong understanding of P2P payment networks (e.g., Zelle, Venmo, CashApp, ACH) and short-term credit/cash advance products.
Proficiency in data analysis using SQL and Python. Ability to connect the dots across multiple data sources to uncover hidden fraud rings.
A strong analytical mindset with the ability to make high-quality, high-velocity decisions under pressure.
Excellent written and verbal communication skills, with the ability to explain complex fraud patterns to non-technical stakeholders.

Benefits

Comp & perks

Unlimited PTO, volunteer hours and sabbatical
Life, STD/LTD, medical, dental and vision insurance
Highly discounted LifeTime gym membership
401k with match
Collaborative fun co-workers
The opportunity to join the fastest growing FinTech alongside a team of motivated and driven individuals

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

SQLPythondata analysisfraud investigationsrisk managementmachine learningdashboard creationfraud metrics trackingP2P payment networkscash advance products

Soft Skills

analytical mindsetdecision makingcommunication skillsability to explain complex patternscollaborationproblem solvingattention to detailadaptabilitytime managementcritical thinking