Compliance Lead

Setpoint.io

Compliance Lead at inTENT overseeing loan review operations for regulatory adherence and training. Ensuring accuracy and integrity in compliance function for residential lending transactions.

Posted 5/11/2026full-timeAustin • Texas, Utah • 🇺🇸 United StatesSeniorWebsite

About the role

Key responsibilities & impact

Perform quality control reviews of the compliance portion of loans reviewed by inTENT staff, ensuring accuracy and regulatory adherence.
Track, compile, and report QC and deficiency results to the COO and relevant stakeholders on a regular basis.
Design and deliver compliance training programs, including onboarding for new employees, updates driven by regulatory changes, and corrective action training.
Conduct credit and compliance loan reviews as needed.
Serve as the primary point of contact for client compliance questions, investigating and resolving issues in a timely and professional manner.
Calibrate and maintain the ComplianceEase system to ensure consistent and accurate compliance findings.

Requirements

What you’ll need

5+ years of experience in residential federal, state, and local loan compliance.
5+ years of experience in TPR-related loan review.
Thorough knowledge of applicable federal lending laws and regulations, including:
TRID (TILA-RESPA Integrated Disclosure Rule) — Loan Estimate and Closing Disclosure requirements
RESPA (Real Estate Settlement Procedures Act) — settlement service disclosures, kickback prohibitions, and escrow rules
HMDA (Home Mortgage Disclosure Act) — data collection, reporting, and fair lending analysis
ECOA (Equal Credit Opportunity Act) — anti-discrimination requirements in credit decisions and adverse action notices
ATR/QM (Ability-to-Repay / Qualified Mortgage Rule) — underwriting standards and safe harbor requirements under Dodd-Frank
State Predatory Lending Laws — including high-cost loan thresholds, prepayment penalty restrictions, and anti-flipping provisions across applicable jurisdictions
Strong knowledge of Rating Agency requirements (Moody's, DBRS/Morningstar, Kroll, Fitch) as they apply to residential loan securitization and TPR standards.
Strong knowledge of GSE and agency underwriting guidelines, including Fannie Mae, Freddie Mac, FHA, VA, and USDA.
Expert-level proficiency with ComplianceEase, including system calibration and audit trail management.
Strong written and verbal communication skills, with the ability to explain regulatory requirements clearly to staff and clients alike.
Preferred: CMCP (Certified Mortgage Compliance Professional) or CRCM (Certified Regulatory Compliance Manager) designation.

Benefits

Comp & perks

Competitive salaries
Stock options
Medical coverage
Dental coverage
Vision coverage
401(k)
Short term disability coverage
Long term disability coverage
Flexible vacation

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

loan compliancecredit reviewregulatory adherencecompliance trainingdata collectionreportingunderwriting standardsaudit trail managementsystem calibrationfair lending analysis

Soft Skills

communication skillsproblem-solvinginvestigative skillsprofessionalismorganizational skills

Certifications

CMCPCRCM