Relationship Risk Review Investigator – Non Financial Risk

Santander

Relationship Risk Review Investigator engaging in risk assessments and Financial Crime compliance at Santander. Collaborating with teams to support financial crime policy and risk management.

Posted 7/14/2026full-timeMilton Keynes • 🇬🇧 United KingdomMid-LevelSenior💰 £37,762 - £56,642 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Financial Crime Compliance, including risk assessment and management, with a strong understanding of regulations related to Money Laundering, Sanctions, Bribery, and Tax Evasion. Capable of making informed, risk-based decisions and effectively communicating recommendations to senior management.

Highest-signal resume keywords

Financial Crime Regulation UnderstandingRisk-Based Decision MakingFinancial Crime Qualification (ICA, ACAMS)Customer Due Diligence ExperienceSantander UK Financial Crime Policies Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentFinancial Crime ComplianceCustomer Due DiligenceRegulatory RequirementsFinancial Crime Risk Management

Soft Skills

Confident CommunicationOrganizational SkillsInquisitive MindsetProactive Self-Starter

Certifications & Qualifications

ICAACAMS

Industry Keywords

Money LaunderingSanctionsBriberyCorruptionTax EvasionRetail BankBusiness BankingFinancial Crime PoliciesRisk Appetite

About the role

Key responsibilities & impact

Supporting the end to end thematic reviews of OBE ready cases
Conducting risk assessments and involvement in the outputs of this including Customer risk acceptance or exit decisioning
Contributing and presenting at HRR forums
Ensure all related HRR activities are processed in accordance with defined SLA’s, RFB policy and regulatory requirements.
Proactively supporting the bank in meeting its business, legal, regulatory and stakeholder obligations in respect of Financial Crime Compliance, including identifying, deterring, detecting and disrupting money laundering, sanctions non-compliance, terrorist financing, bribery, corruption and tax evasion risks that arise by way of its activities.

Requirements

What you’ll need

Understanding of financial crime regulation across Money Laundering, Sanctions, Bribery & Corruption & Tax Evasion (required)
Strong knowledge of Santander UK Financial Crime policies and standards (required)
Proven experience in Financial Crime risk management specifically, customer due diligence (preferred)
Ability to make risk-based decisions and give good rationale to a case both verbally and in writing for senior management (required)
Financial Crime qualification such as ICA, ACAMS (preferred)
Good knowledge in the following: Retail Bank, Business Banking or Cater Allen (required)
Strong knowledge of Santander UK Financial Crime policies, standards and risk appetite, with proven experience applying this knowledge to make informed, risk-based decisions. (Required)
Ability to independently assess complex customer relationships, identify key Financial Crime risks and make balanced, risk-based relationship outcome decisions. (Required)
Confident communicator who can clearly articulate recommendations both verbally and in writing. (Required)
Strong organisational skills with the ability to prioritise competing demands while maintaining quality and accuracy. (Required)
Naturally inquisitive mindset, able to challenge information, investigate anomalies and identify potential Financial Crime risks that may not be immediately apparent. (Required)
Proactive self-starter who takes ownership of workloads and drives outcomes with minimal supervision. (Required)

Benefits

Comp & perks

Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network.