Senior Credit Risk Analyst

Santander

Senior Credit Risk Analyst in Corporate Bank Risk Division handling analysis on corporate and commercial risk portfolios. Collaborating with senior risk committees to ensure regulatory compliance and risk management strategies.

Posted 7/3/2026full-timeMilton Keynes • 🇬🇧 United KingdomSenior💰 £37,762 - £56,642 per yearWebsite

Tech Stack

Tools & technologies

PythonSQLVBA

About the role

Key responsibilities & impact

Responsible for undertaking detailed analysis on the corporate and commercial risk portfolio.
Undertake management and regulatory reporting, provide ad hoc analysis to the CRO and monitor the bank’s risk appetite limits.
Enhance packs and reports used at senior risk committees and the wider business.
Ensure all Credit Risk MI is produced with a high level of accuracy and to agreed timescales.
Contribute to PRA (and other regulator) requests relating to Credit Risk, across Front Office and Risk.
Challenge and seek to generate actionable insights through analysis performed, informing decisions on policy, pricing, strategy, etc.
Solve complex business problems using data analytics tools and providing practical value-based solutions.
Identify key portfolio issues requiring further investigation using in-depth knowledge of credit portfolio performance.
Enhance the digital data proposition to allow improved visualisation and analysis of portfolio trends by utilising the data and tools available including SAS and PowerBI.
Foster great links between Risk and other key business areas.

Requirements

What you’ll need

A good working knowledge of the Corporate & Commercial Bank, or Experience in CCB credit risk or Front Office/Line 1.
Degree level in a subject (e.g. Maths, Statistics, Operational Research, Physics, or Engineering, ideally 2:1) and/or equivalent qualifications/experience.
Analytical, with excellent attention to detail – able to quickly spot potential mistakes and/or anomalies.
Coding/Data manipulation experience (e.g. SAS, SQL or equivalent such as Python, VBA) and proficiency in Microsoft Office, particularly Excel, with the ability to create reports independently.
Experience in development of PowerBI Dashboards.

Benefits

Comp & perks

Competitive rewards that reflect the real impact you make and the value you bring.
Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support.
Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support.
Time to give back through volunteering opportunities that let you make a difference in the communities we serve.
Global growth opportunities to shape your career, learn new skills and explore what’s possible across our international network.

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Hard Skills & Tools

Data AnalysisCredit Risk ManagementData VisualizationStatistical AnalysisReport Generation

Soft Skills

Problem SolvingCollaborationCommunication