Santander

Credit Risk Analyst

Santander

full-time

Posted on:

Location Type: Office

Location: DallasTexasUnited States

Visit company website

Explore more

AI Apply
Apply

Salary

💰 $60,000 - $105,000 per year

About the role

  • Analyze portfolio exposures and build data-driven insights.
  • Automate credit risk reporting processes for Loss Forecasting covering all US business entities.
  • Extract, transform, and analyze credit risk and portfolio data.
  • Develop automated reporting and analytical tools using Python.
  • Monitor key risk indicators.
  • Collaborate with risk owners to improve controls and reporting workflows.
  • Present insights and recommendations to stakeholders.

Requirements

  • Bachelor’s degree in Finance, Economics, Data Science, Statistics, or a related field – Required.
  • 3+ Years analyzing credit risk or financial portfolio data within banking or financial services environments – Required.
  • Advanced proficiency in Python (including Pandas and NumPy), SQL, and data visualization tools such as Power BI or Tableau to analyze, manage, and present structured credit risk data – Required.
  • Strong understanding of credit risk concepts, financial statements, portfolio risk metrics, and predictive modeling techniques, including risk indicator development – Required.
  • Experience working with large-scale financial datasets within highly regulated environments, including familiarity with model validation, risk governance, and regulatory reporting frameworks – Preferred.
  • Strong analytical thinking with the ability to interpret complex datasets, identify meaningful trends, and translate insights into actionable recommendations.
Benefits
  • We value your impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
PythonPandasNumPySQLdata visualizationPower BITableaupredictive modelingdata analysisautomated reporting
Soft Skills
analytical thinkingcommunicationcollaborationpresentation skillsproblem-solving