
Credit Risk Analyst
Santander
full-time
Posted on:
Location Type: Office
Location: Dallas • Texas • United States
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Salary
💰 $60,000 - $105,000 per year
About the role
- Analyze portfolio exposures and build data-driven insights.
- Automate credit risk reporting processes for Loss Forecasting covering all US business entities.
- Extract, transform, and analyze credit risk and portfolio data.
- Develop automated reporting and analytical tools using Python.
- Monitor key risk indicators.
- Collaborate with risk owners to improve controls and reporting workflows.
- Present insights and recommendations to stakeholders.
Requirements
- Bachelor’s degree in Finance, Economics, Data Science, Statistics, or a related field – Required.
- 3+ Years analyzing credit risk or financial portfolio data within banking or financial services environments – Required.
- Advanced proficiency in Python (including Pandas and NumPy), SQL, and data visualization tools such as Power BI or Tableau to analyze, manage, and present structured credit risk data – Required.
- Strong understanding of credit risk concepts, financial statements, portfolio risk metrics, and predictive modeling techniques, including risk indicator development – Required.
- Experience working with large-scale financial datasets within highly regulated environments, including familiarity with model validation, risk governance, and regulatory reporting frameworks – Preferred.
- Strong analytical thinking with the ability to interpret complex datasets, identify meaningful trends, and translate insights into actionable recommendations.
Benefits
- We value your impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
PythonPandasNumPySQLdata visualizationPower BITableaupredictive modelingdata analysisautomated reporting
Soft Skills
analytical thinkingcommunicationcollaborationpresentation skillsproblem-solving