Santander

Risk Modeling, Data Governance Associate

Santander

full-time

Posted on:

Location Type: Office

Location: DallasTexasUnited States

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Salary

💰 $78,750 - $130,000 per year

Tech Stack

About the role

  • Serves as subject matter expert in designing and implementing data governance frameworks for key reporting and business processes
  • Partners with business leaders to ensure data quality and timely delivery
  • Performs independent challenge and validation of complex risk models
  • Supports special projects as needed
  • Identifies, documents, and assesses model data inputs to evaluate completeness, consistency, lineage, and effectiveness of controls
  • Defines, documents, and executes data validation requirements for model validation activities
  • Performs independent validation of statistical, machine learning, and Generative AI models
  • Develops and executes benchmarks, challenger models, and replication analyses
  • Assesses overall model health and compliance with data and model risk management policies
  • Partners with model owners, developers, and business stakeholders to understand model design and business context

Requirements

  • Bachelor’s Degree or equivalent work experience – Required
  • Master’s Degree or higher in Statistics, Mathematics, Engineering, Computer Science, Economics, or a related field – Preferred
  • 7+ years of experience working with statistical models, developing, and/or validating machine learning or Generative AI solutions, including rigorous testing and documentation – Required
  • Quantitative or analytical professional background in Finance, Economics, Statistics, Mathematics, Engineering, or a related discipline – Required
  • Experience in the financial services industry with exposure to data management, risk modeling, and regulatory compliance (e.g., BCBS 239, SR 11-7) – Required
  • Prior consulting, advisory, or second-line oversight experience within data governance, model validation, or risk analytics environments – Preferred
  • Knowledge of machine learning models, including development, validation, performance testing, and monitoring techniques
  • Generative AI expertise, including evaluation of LLM architectures, design decisions, implementation approaches, and associated risks such as hallucinations, bias, and toxicity
  • Hands-on experience with Retrieval-Augmented Generation (RAG) systems, including document ingestion, chunking strategies, embeddings, retrieval techniques, orchestration frameworks, and response grounding
  • Hands-on experience with AWS-native services such as Bedrock, Lambda, API Gateway, S3, IAM, CloudWatch, and MLOps or LLMOps capabilities
  • Strong Python proficiency for data manipulation, validation, automation of controls, and development of reproducible, well-documented scripts using version control
  • SQL proficiency, including data extraction, joins, aggregation, reconciliation, and validation across multiple data sources
  • Experience using Power BI to develop dashboards that visualize data quality metrics, trends, and validation outcomes.
  • Proven ability to communicate complex technical, data, and model risk concepts clearly to non-technical governance and risk stakeholders.
  • Strong analytical and critical thinking skills with the ability to independently challenge model assumptions and conclusions.
  • Effective written and verbal communication skills, particularly in documenting and explaining complex technical and governance topics.
  • Collaborative mindset with the ability to partner effectively with technical teams and business stakeholders.
  • High attention to detail and a strong commitment to quality, accuracy, and governance standards.
Benefits
  • Competitive rewards package
  • Health insurance
  • Paid time off
  • Flexible working arrangements
  • Professional development opportunities
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
data governance frameworksstatistical modelsmachine learningGenerative AIdata validationquantitative analysisPythonSQLPower BIrisk modeling
Soft Skills
analytical thinkingcritical thinkingcommunication skillscollaborationattention to detailindependent validationproblem-solvingdocumentationstakeholder engagementquality assurance